Recent “Unofficial” Reports Paid for by Investment Industry Players Push Misleading Findings and Conclusions in Defence of Kickbacks

BETTER FINANCE finds that commission-based distribution models (kickbacks) cost individual investors up to 15% of their investments in sales commissions and generate conflicts of interest which severely hurt their performance. ...
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BETTER FINANCE EVIDENCE PAPER ON THE DETRIMENTAL EFFECTS OF “INDUCEMENTS”

BETTER FINANCE screened available evidence (literature, surveys, experiments, and statistical data) comparing the impact of allowing the receipt of “inducements” by distributors or brokers of “retail” investment services and products, ...
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Robo-advice: Automated? Yes. Intelligent? Not so much.

Extreme divergences between platforms and investor profiles in terms of asset allocation and expected returns reveal significant deficiencies in the suitability of the algorithms’ investment recommendations. From virtual meetings and ...
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Are Robo-advisors sufficiently intelligent to provide suitable advice to individual investors?

BETTER FINANCE continued its research series into Robo advice with this sixth annual edition, mapping start-up platforms that provide Robo-advisory and investing services, and analysing their user-friendliness, transparency, costs, portfolio ...
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For a Consolidated Tape of Capital Market Trades that Brings Value to Individual Investors

Available data and evidence show significant increases in the trading and investing activity of EU households, sparked by a new wave of young, previously inactive, non-professional investors. Many EU retail ...
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Evidence Paper on Banning Inducements

BETTER FINANCE presents its Evidence Paper on Banning Inducements in retail investment services. BETTER FINANCE screened available evidence (literature, surveys, experiments, and data) on the effects of allowing vs banning ...
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MiFID2 and PRIIPs Implementation Study: Are the new rules serving their purpose?

More than a year after the entry into force of the revised Markets in Financial Instruments Directive (MiFID II) and of the Regulation on Key Information Document for Packaged Retail ...
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How to Get Value for Your Money when Charges and Inflation seriously Erode Pension Savings Across Europe?

For the ninth year in a row, BETTER FINANCE embarked on the herculean task of gathering all the data on long-term and pension savings in 17 EU Member States and ...
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Real Return of Long-Term and Pension Savings report | 2021 Edition

BETTER FINANCE published the ninth edition of its “Real Return of Long-Term and Pension Savings report | 2021 Edition”. Download the report in English for free here. Should you like ...
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Expropriation of Investors in Slovenian Banks ruled a Violation of Property Rights by European Court of Human Rights

BETTER FINANCE, the European Federation of Investors and Financial Services Users, joins its Slovenian Member, the Pan-Slovenian Shareholders' Association (VZMD), in welcoming the recent ruling by the European Court of ...
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