+32 25 14 37 77

Members' Portal



image
Gateway to
Responsible Investing

Publications

Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

Consultation Response on the Integration of EU Capital Markets​

BETTER FINANCE Responds to the ​​European Commission’s Targeted Consultation on the Integration of EU Capital Markets​ ​​BETTER FINANCE welcomes the comprehensive examination that the European Commission is undertaking of the ...
Read More
/ Consultations, Capital Markets (equity & bonds), Capital Markets Union (CMU), Retail Investment Strategy, Securities Markets & Trading

Consultation Response on Draft ITS on Alleviated Insider Lists

​​BETTER FINANCE Responds to Consultation Paper on the Draft Implementing Technical Standards on the Extension of the Use of the Alleviated Format of Insider Lists​  ​​​The European Commission argues that ...
Read More
/ Consultations, Securities Markets & Trading, Shareholder Rights & Corporate Governance, Supervision & Redress

Response to ESMA Consultation on the Guidelines on Prospectus Supplements

BETTER FINANCE Responds to ESMA Public Consultation on the Guidelines on Supplements Which Introduce New Securities to a Base Prospectus BETTER FINANCE welcomes ESMA's initiative to clarify when a supplement ...
Read More
/ Consultations, Securities Markets & Trading

Neobrokers – Trading Fractions Reinventing Retail Ownership and Challenging Regulation

A BETTER FINANCE Focused Paper on Fractional Investing The rapid expansion of neobrokers across the European Union has fundamentally reshaped the retail investment landscape by introducing mobile-first, low-cost platforms characterised ...
Read More
/ Research papers, FinTech, Retail Investment Strategy, Securities Markets & Trading

BETTER FINANCE Open Letter to UniCredit Board of Directors

BETTER FINANCE expresses serious concerns over the abrupt and unilateral termination of the financial instruments custody agreement between Zagrebačka banka (UniCredit) and VZMD (Pan-Slovenian Stakeholders' Association). The termination has left ...
Read More
/ Public Letters, Securities Markets & Trading, Shareholder Rights & Corporate Governance, Supervision & Redress

BETTER FINANCE Answer to ESMA Consultation Paper on Draft RTS for the Establishment of an EU Code of Conduct for Issuer-Sponsored Research (Listing Act-MiFID)

Following the Listing Act Package, BETTER FINANCE strongly supports ESMA’s initiative to introduce an EU Code of Conduct (CoC) for issuer-sponsored research, developed under Article 24(3c) of MiFID II. The draft RTS ...
Read More
/ Consultations, Capital Markets (equity & bonds), Securities Markets & Trading

SIU: Improve EU Economy Funding and Address the Pension Gap

Key Actions for Advancing the Savings & Investments Union – Presentation to ESMA's Securities and Markets Stakeholder Group Advisory Group This presentation, delivered during the ESMA Securities and Markets Stakeholder ...
Read More
/ Position Papers, Savings and Investment Union, Securities Markets & Trading

ESMA Reveals EU Individual Investors Still Losing Out: High Costs, Low Returns, and Ineffective Fund Management

Brussels | Press Release The European Securities and Markets Authority (ESMA) has just released its annual report on the costs and performance of EU retail investment products. While the report ...
Read More
/ Press Releases, Capital Markets Union (CMU), Product governance & disclosures, Retail Investment Strategy, Securities Markets & Trading

BETTER FINANCE Raises Alarm: Is the EU’s Push for Securitisation Revival Putting Financial Stability at Risk?

Brussels | Press Release BETTER FINANCE, the leading voice for EU savers and individual investors, opposes the political push to "revive" the securitisation market in the European Union. In its ...
Read More
/ Press Releases, Banking, Capital Markets Union (CMU), Securities Markets & Trading, Supervision & Redress

Targeted Consultation on the EU’s Securitisation Framework

BETTER FINANCE, the main organisation representing EU citizens in their capacity of savers and individual investors, wishes to express its concerns with the political support for a "relaunch" or "revival" ...
Read More
/ Consultations, Banking, Capital Markets Union (CMU), Securities Markets & Trading

For timely updates on our advocacy and regulatory positions, consult our press releases

View Latest Press Releases