+32 25 14 37 77


image
Gateway to
Responsible Investing

Publications

publications-policy-research-better-finance
Search Our Publications

Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

BETTER FINANCE Response to the EFRAG’s Consultation on the Amended ESRS

Our response to the consultation on the amended European Sustainability Reporting Standards (ESRS) reflects both recognition of progress and concerns about what is still missing for individual investors. We welcome ...
Read More
/ Consultations, Capital Markets Union (CMU), Financial Reporting & Audit, Sustainabe Finance

​BETTER FINANCE Welcomes EU Blueprint for Savings and Investment Accounts as a Long-Awaited Boost for EU Citizens – with Some caveats

BETTER FINANCE, the European Federation of Investors and Financial Services Users, welcomes the European Commission’s new initiatives to advance the Savings and Investments Union (SIU), notably the EU Financial Literacy ...
Read More
/ Press Releases, Capital Markets Union (CMU), Savings and Investment Union

BETTER FINANCE Responds to ​​Open Feedback on 28th Regime for Companies​

​​BETTER FINANCE provides feedback on an optional, digital “28th Regime”. If well designed, this new EU company framework could bridge corporate and securities law, boost attractiveness, reduce arbitrage, overcome investors’ ...
Read More
/ Consultations, Capital Markets (equity & bonds), Capital Markets Union (CMU), Shareholder Rights & Corporate Governance

BETTER FINANCE Responds to ​​European Commission’s Consultation on the 28th Regime – an EU Corporate Legal Framework​

​​BETTER FINANCE welcomes the European Union consultation on an optional, digital-by-default “28th Regime” framework, reflecting on what an “EU company brand” could mean for entrepreneurs and investors. Properly designed (and ...
Read More
/ Consultations, Capital Markets (equity & bonds), Capital Markets Union (CMU), Shareholder Rights & Corporate Governance

Financial Health of Europeans – Quantitative Research & Report Insights from a Pan-European Study

According to the definition adopted by the World Health Organisation (WHO), “Health is a state of complete physical, mental, and social well-being and not merely the absence of an objectively ...
Read More
/ Research papers, Capital Markets Union (CMU), Financial Education, Savings and Investment Union

BETTER FINANCE calls for structural reform to deliver a truly investor-centric retail journey

Following the European Securities and Markets Authority’s (ESMA) initiative to map the “retail investor journey”, BETTER FINANCE welcomes this timely step towards putting citizens at the heart of capital markets ...
Read More
/ Press Releases, Capital Markets (equity & bonds), Capital Markets Union (CMU), Digital Finance, Life Insurance & Pensions, Packaged Investment Products, Product governance & disclosures, Retail Investment Strategy, Savings and Investment Union

BETTER FINANCE Response to ESMA Consultation on the Retail Investor Journey

BETTER FINANCE welcomes ESMA’s initiative to map the “retail investor journey” as a step toward an investor-centric approach. Our response highlights that low retail participation is less about investor “reluctance” ...
Read More
/ Consultations, Capital Markets (equity & bonds), Capital Markets Union (CMU), Digital Finance, Life Insurance & Pensions, Packaged Investment Products, Retail Investment Strategy, Savings and Investment Union

Consultation Response to Commission’s Call for Evidence on Savings and Investment Accounts

Simple access to a wide range of investment products, incentives to adopt a long-term perspective and the freedom to switch service providers without undue costs are crucial elements of an ...
Read More
/ Consultations, Capital Markets Union (CMU), Retail Investment Strategy, Savings and Investment Union, Shareholder Rights & Corporate Governance

Consultation Response on the Integration of EU Capital Markets​

BETTER FINANCE Responds to the ​​European Commission’s Targeted Consultation on the Integration of EU Capital Markets​ ​​BETTER FINANCE welcomes the comprehensive examination that the European Commission is undertaking of the ...
Read More
/ Consultations, Capital Markets (equity & bonds), Capital Markets Union (CMU), Retail Investment Strategy, Securities Markets & Trading

BETTER FINANCE Asks EU Member States to be More Ambitious with Their European Savings Label Initiative

Brussels, 5 June 2025 - BETTER FINANCE, the voice of European savers and individual investors, expresses hopes but also concerns regarding the European Savings Label initiative to be launched today ...
Read More
/ Press Releases, Capital Markets Union (CMU), PEPP, Product governance & disclosures, Retail Investment Strategy

For timely updates on our advocacy and regulatory positions, consult our press releases

View Latest Press Releases