Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

BETTER FINANCE Feedback to the SIU | EU Rules to Foster Market Integration and Efficient Supervision (Master Regulation)

BETTER FINANCE supports the direction of the Master Regulation to integrate EU capital markets, with less cross-border friction and a stronger supervisory architecture. From our perspective, its value should lie ...

BETTER FINANCE Feedback to ​​the SIU | EU Rules to Foster Market Integration and Efficient Supervision (Master Directive)​

BETTER FINANCE supports the objectives of the MISP package and broadly welcomes the effort to remove barriers to cross-border activity and liquidity, streamline distribution, and reduce unnecessary intermediation, while preserving ...

Consultation Response to the Commission on European Venture and Growth Capital Funds Reform

BETTER FINANCE welcomes the Commission’s continued efforts towards deeper, better integrated financial markets, where individual investors can find a greater diversity of cost-efficient investment opportunities. ​The Commission’s intention to review ...

Financial Advice in the EU | ​Mapping the Rules Protecting Individual Investors

As announced in the Communication on the Savings and Investments Union (SIU)1,  the European Commission aims to give European citizens broader access to capital markets and companies better financing options. This renewed policy agenda builds on the still incomplete Banking Union (BU) but also, ...

BETTER FINANCE Responds to the European Commission Feedback for Short-Form Prospectuses

BETTER FINANCE supports the EC’s objective to operationalise the Listing Act with shorter, reduced-burden prospectuses. We acknowledge the proposal to align further the “Follow-on” and the “Growth prospectuses” with the sequence of ...

When Companies Leave the Market | Strengthening Investor Protection in Europe’s Delisting Landscape

Listing and delisting are the entry and exit doors of public equity markets, yet only the former has meaningfully shaped EU policymaking. Recent reforms — most notably the 2024 Listing Act — focused on ...

BETTER FINANCE & FESE Joint Statement: Urgent Call to Make EU Capital Markets Deeper and More Attractive

A renewed vision for Europe’s capital markets Mario Draghi’s Report highlighted that Europe’s capital markets should finance growth and innovation, yet they remain fragmented and underperforming. A year later, European ...

BETTER FINANCE Response to the EFRAG’s Consultation on the Amended ESRS

Our response to the consultation on the amended European Sustainability Reporting Standards (ESRS) reflects both recognition of progress and concerns about what is still missing for individual investors. We welcome ...

​BETTER FINANCE Welcomes EU Blueprint for Savings and Investment Accounts as a Long-Awaited Boost for EU Citizens – with Some Caveats

BETTER FINANCE, the European Federation of Investors and Financial Services Users, welcomes the European Commission’s new initiatives to advance the Savings and Investments Union (SIU), notably the EU Financial Literacy ...

BETTER FINANCE Responds to ​​Open Feedback on 28th Regime for Companies​

​​BETTER FINANCE provides feedback on an optional, digital-first “28th Regime” for companies. If well designed, this new EU company framework could bridge corporate and securities law, boost attractiveness, reduce arbitrage, ...

For timely updates on our advocacy and regulatory positions, consult our press releases