Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

BETTER FINANCE & FESE Joint Statement: Urgent Call to Make EU Capital Markets Deeper and More Attractive

A renewed vision for Europe’s capital markets Mario Draghi’s Report highlighted that Europe’s capital markets should finance growth and innovation, yet they remain fragmented and underperforming. A year later, European ...

​BETTER FINANCE Welcomes EU Blueprint for Savings and Investment Accounts as a Long-Awaited Boost for EU Citizens – with Some Caveats

BETTER FINANCE, the European Federation of Investors and Financial Services Users, welcomes the European Commission’s new initiatives to advance the Savings and Investments Union (SIU), notably the EU Financial Literacy ...

Financial Health of Europeans – Quantitative Research & Report Insights from a Pan-European Study

According to the definition adopted by the World Health Organisation (WHO), “Health is a state of complete physical, mental, and social well-being and not merely the absence of an objectively ...

BETTER FINANCE Responds to the Commission’s Call on Draft Amendments to Solvency II Delegated Rules

BETTER FINANCE Provides Feedback on ​​Draft Amendments to Solvency II Delegated Rules on the Calculation of Insurers’ Capital Requirements​ BETTER FINANCE welcomes the European Commission's efforts to review the prudential ...

BETTER FINANCE calls for structural reform to deliver a truly investor-centric retail journey

Following the European Securities and Markets Authority’s (ESMA) initiative to map the “retail investor journey”, BETTER FINANCE welcomes this timely step towards putting citizens at the heart of capital markets ...

BETTER FINANCE Response to ESMA Consultation on the Retail Investor Journey

BETTER FINANCE welcomes ESMA’s initiative to map the “retail investor journey” as a step toward an investor-centric approach. Our response highlights that low retail participation is less about investor “reluctance” ...

Consultation Response to Commission’s Call for Evidence on Savings and Investment Accounts

Simple access to a wide range of investment products, incentives to adopt a long-term perspective and the freedom to switch service providers without undue costs are crucial elements of an ...

Consultation Response on EU rules on sustainable finance disclosure

BETTER FINANCE responds to the European Commission Consultation on the Revision of EU rules on sustainable finance disclosure BETTER FINANCE welcomes the European Commission’s plan to revise the SFDR to ...

BETTER FINANCE Welcomes Progress on the Savings and Investments Union

BETTER FINANCE, the public interest organisation representing European citizens as savers and investors, welcomes the European Commission’s communication on the Savings and Investments Union (SIU), alongside the draft report by ...

SIU: Improve EU Economy Funding and Address the Pension Gap

Key Actions for Advancing the Savings & Investments Union – Presentation to ESMA's Securities and Markets Stakeholder Group Advisory Group This presentation, delivered during the ESMA Securities and Markets Stakeholder ...

For timely updates on our advocacy and regulatory positions, consult our press releases