Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

European Individual Investors Struggle to Access Climate Solutions in the Global South, New BETTER FINANCE Study Finds

BETTER FINANCE today published its pioneering assessment of whether individual investors in Europe can meaningfully invest in publicly listed climate-solution companies based in low- and middle-income (LMI) countries. The study highlights a striking gap ...
/ Press Releases, Sustainabe Finance

​​Strong Markets, Weak Pensions: The Real State of European Pensions​

BETTER FINANCE publishes the 2025 edition of “Will You Afford to Retire?” revealing persistent structural challenges in long-term and pension savings across Europe. Despite a second strong year, European pension ...

​​BETTER FINANCE Welcomes Simplified EU Sustainability Standards​, with a Note of Caution

BETTER FINANCE welcomes the submission of EFRAG’s revised European Sustainability Reporting Standards (ESRS) to the European Commission as part of the EU’s drive to simplify sustainability reporting. The amended standards ...

​​Mind the Pension Gap: EU Stakeholders Call for More Adequate and Inclusive Supplementary Pensions​

BETTER FINANCE and the CFA Institute yesterday concluded the conference “Mind the Pension Gap: Delivering Adequate, Inclusive & Portable Pensions in the Current EU Cycle”, kindly hosted by MEP Stéphanie ...

BETTER FINANCE Welcomes ESMA Report Showing ‘Free’ Advice Drains Nearly Half of Investor Fees, Eroding EU Retirement Savings

BETTER FINANCE welcomes ESMA’s recent publication of its groundbreaking report on “Total Costs of Investing in UCITS and AIFs”. The report sheds critical light on the true extent of the ...

​​BETTER FINANCE Welcomes Reforms to the Pan-European Personal Pension Product, but Cautions “the Devil is in the Detail”​

The European Commission’s proposed reforms to the Pan-European Personal Pension product (PEPP) could make retirement savings simpler, more transparent, and potentially more cost-efficient for millions of Europeans — but BETTER FINANCE warns that “the ...

​​SFDR Review Proposal: BETTER FINANCE Warns That Brussels Risks Repeating Old Mistakes —and Creating New Ones​

As the European Commission publishes its proposal to revise the Sustainable Finance Disclosure Regulation (SFDR), BETTER FINANCE welcomes steps towards improving the framework but urges policymakers to ensure that reforms truly strengthen ...

BETTER FINANCE Warns Against Counterproductive Outcomes from the SFDR Review​

As the European Commission prepares to publish its review proposal of the Sustainable Finance Disclosure Regulation (SFDR), BETTER FINANCE, the European Federation of Investors and Financial Services Users, calls for ...

BETTER FINANCE Welcomes the European Parliament’s Decision on the Omnibus File

This week’s decision by the European Parliament not to forward the Omnibus I Package to trilogue negotiations marks both a moment of opportunity and of caution for the future of ...

​BETTER FINANCE Welcomes EU Blueprint for Savings and Investment Accounts as a Long-Awaited Boost for EU Citizens – with Some Caveats

BETTER FINANCE, the European Federation of Investors and Financial Services Users, welcomes the European Commission’s new initiatives to advance the Savings and Investments Union (SIU), notably the EU Financial Literacy ...

For timely updates on our advocacy and regulatory positions, consult our press releases