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Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

​​Mind the Pension Gap: EU Stakeholders Call for More Adequate and Inclusive Supplementary Pensions​

BETTER FINANCE and the CFA Institute yesterday concluded the conference “Mind the Pension Gap: Delivering Adequate, Inclusive & Portable Pensions in the Current EU Cycle”, kindly hosted by MEP Stéphanie ...
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/ Press Releases, Life Insurance & Pensions, PEPP

​​BETTER FINANCE Welcomes Reforms to the Pan-European Personal Pension Product, but Cautions “the Devil is in the Detail”​

The European Commission’s proposed reforms to the Pan-European Personal Pension product (PEPP) could make retirement savings simpler, more transparent, and potentially more cost-efficient for millions of Europeans — but BETTER FINANCE warns that “the ...
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/ Press Releases, Life Insurance & Pensions, PEPP, Product governance & disclosures

BETTER FINANCE Responds to ​​European Commission Target Consultation on Supplementary Pensions​

​​BETTER FINANCE welcomes the European Commission’s intention to review the EU’s legal framework for supplementary pensions—the IORP II Directive and PEPP Regulation—as well as promote measures for the development of ...
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/ Consultations, Life Insurance & Pensions, PEPP

Consultation Response to the Commission’s Call for Evidence on Supplementary Pensions

BETTER FINANCE, warmly welcomes the European Commission’s stated intention to review the EU framework on supplementary pensions. Year after year, our research on the real return of long-term and pension ...
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/ Consultations, Life Insurance & Pensions, PEPP

BETTER FINANCE Asks EU Member States to be More Ambitious with Their European Savings Label Initiative

Brussels, 5 June 2025 - BETTER FINANCE, the voice of European savers and individual investors, expresses hopes but also concerns regarding the European Savings Label initiative to be launched today ...
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/ Press Releases, Capital Markets Union (CMU), PEPP, Product governance & disclosures, Retail Investment Strategy

The Muddled Pan-European Pension Revolution: Why PEPP’s Potential Is Still Out of Reach

Brussels | Press Release The long-awaited Pan-European Personal Pension Product (PEPP) was designed to transform retirement savings in Europe, but industry opposition and sluggish progress are stalling its game-changing promise ...
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/ Press Releases, Life Insurance & Pensions, PEPP

The Future Pan-European Pension Product: Realising PEPP’s Potential for Pension Adequacy

Something new on the personal pensions front? 2024 might enter history books as the year in which the European Union (EU) finally decided to offer its citizens a competitive personal ...
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/ Position Papers, PEPP

For timely updates on our advocacy and regulatory positions, consult our press releases

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