Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

​​EU Sustainable Finance Rules Must Deliver Clarity, Credibility and Real Impact for Citizens, Says BETTER FINANCE​

BETTER FINANCE, the European Federation of Investors and Financial Services Users, welcomes the European Commission’s initiative to revise the Sustainable Finance Disclosure Regulation (SFDR), stressing that the reform must put ...

BETTER FINANCE Responds to Commission’s Legislative Proposal on IORPs

BETTER FINANCE welcomes the Commission’s proposed amendments to the IORP II framework. Occupational pension schemes hold great potential to improve European citizens’ retirement income as well as to deepen the EU’s capital markets, ...

BETTER FINANCE Responds to the Commission on the Proposed Revision of the SFDR

BETTER FINANCE welcomes the European Commission’s proposal to revise the SFDR and the move towards a clearer product categorisation framework. This is an important and necessary step towards improving legal ...

Financial Advice in the EU | ​Mapping the Rules Protecting Individual Investors

As announced in the Communication on the Savings and Investments Union (SIU)1,  the European Commission aims to give European citizens broader access to capital markets and companies better financing options. This renewed policy agenda builds on the still incomplete Banking Union (BU) but also, ...

BETTER FINANCE Responds to the European Commission Feedback for Short-Form Prospectuses

BETTER FINANCE supports the EC’s objective to operationalise the Listing Act with shorter, reduced-burden prospectuses. We acknowledge the proposal to align further the “Follow-on” and the “Growth prospectuses” with the sequence of ...

​​BETTER FINANCE Welcomes Simplified EU Sustainability Standards​, with a Note of Caution

BETTER FINANCE welcomes the submission of EFRAG’s revised European Sustainability Reporting Standards (ESRS) to the European Commission as part of the EU’s drive to simplify sustainability reporting. The amended standards ...

BETTER FINANCE Welcomes ESMA Report Showing ‘Free’ Advice Drains Nearly Half of Investor Fees, Eroding EU Retirement Savings

BETTER FINANCE welcomes ESMA’s recent publication of its groundbreaking report on “Total Costs of Investing in UCITS and AIFs”. The report sheds critical light on the true extent of the ...

​​BETTER FINANCE Welcomes Reforms to the Pan-European Personal Pension Product, but Cautions “the Devil is in the Detail”​

The European Commission’s proposed reforms to the Pan-European Personal Pension product (PEPP) could make retirement savings simpler, more transparent, and potentially more cost-efficient for millions of Europeans — but BETTER FINANCE warns that “the ...

​​SFDR Review Proposal: BETTER FINANCE Warns That Brussels Risks Repeating Old Mistakes —and Creating New Ones​

As the European Commission publishes its proposal to revise the Sustainable Finance Disclosure Regulation (SFDR), BETTER FINANCE welcomes steps towards improving the framework but urges policymakers to ensure that reforms truly strengthen ...

BETTER FINANCE Welcomes the European Parliament’s Decision on the Omnibus File

This week’s decision by the European Parliament not to forward the Omnibus I Package to trilogue negotiations marks both a moment of opportunity and of caution for the future of ...

For timely updates on our advocacy and regulatory positions, consult our press releases