+32 25 14 37 77

Members' Portal



image
Gateway to
Responsible Investing

Publications

Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

BETTER FINANCE Raises Alarm: Is the EU’s Push for Securitisation Revival Putting Financial Stability at Risk?

Brussels | Press Release BETTER FINANCE, the leading voice for EU savers and individual investors, opposes the political push to "revive" the securitisation market in the European Union. In its ...
Read More
/ Press Releases, Banking, Capital Markets Union (CMU), Securities Markets & Trading, Supervision & Redress

Targeted Consultation on the EU’s Securitisation Framework

BETTER FINANCE, the main organisation representing EU citizens in their capacity of savers and individual investors, wishes to express its concerns with the political support for a "relaunch" or "revival" ...
Read More
/ Consultations, Banking, Capital Markets Union (CMU), Securities Markets & Trading

BETTER FINANCE Welcomes Key Aspects of Commissioner-Designate Albuquerque’s Vision but Urges Stronger Focus on Retail Investor Protections

Brussles, 8 November 2024 - Press Release BETTER FINANCE, the European Federation of Investors and Financial Services Users, welcomes the appointment of Ms Albuquerque as Commissioner-Designate for Financial Services following ...
Read More
/ Press Releases, Banking, Capital Markets (equity & bonds), Financial Education, Life Insurance & Pensions, Packaged Investment Products, Product governance & disclosures, Retail Investment Strategy, Sustainabe Finance

BETTER FINANCE feedback on the Open Finance Framework

BETTER FINANCE provided an initial feedback to the EC’s plans to create a system for accessing financial data (FIDA) to boost digital financial services by promoting competition. We suggest carefully ...
Read More
/ Consultations, Banking, Capital Markets Union (CMU), FinTech, Other

Digital euro: EU Commission’s proposal a first step in the right direction, but more is needed for a safer alternative to bank deposits

The European Commission today published its long-awaited proposal on the digital euro, marking a significant milestone in the digitalisation of public money. The document sets the stage for a democratic ...
Read More
/ Press Releases, Banking, FinTech

Evidence Paper on Banning Inducements

BETTER FINANCE presents its Evidence Paper on Banning Inducements in retail investment services. BETTER FINANCE screened available evidence (literature, surveys, experiments, and data) on the effects of allowing vs banning ...
Read More
/ Research papers, Banking, Capital Markets (equity & bonds), Life Insurance & Pensions, Packaged Investment Products

BETTER FINANCE response to the European Commission Consultation on Distance Marketing of Consumer Financial Services

In the 2017 EC Consumer Finance Action Plan, the Commission undertook to monitor the distance selling market of retail financial services in order to identify the potential consumer risks and ...
Read More
/ Consultations, Banking, FinTech, Supervision & Redress

BETTER FINANCE Response to the European Commission consultation on the review of the crisis management and deposit insurance framework

In response to the global financial crisis, the EU started working towards a safer financial sector for the EU single market, triggering changes to European financial legislation and to the ...
Read More
/ Consultations, Banking, Supervision & Redress

Commissioner McGuinness: “Putting people at the heart of the financial system is part of my vision”

On 22 April at the BETTER FINANCE’s international conference, high-level speakers and over 350 registered participants debated “How to make the EU Capital Markets Union (‘CMU’) work for people?”. For ...
Read More
/ Press Releases, Banking, Capital Markets (equity & bonds), Financial Education, Financial Reporting & Audit

BETTER FINANCE Position on the Impact of Monetary Policy on Global Challenges and the European Central Bank

BETTER FINANCE thanks the ECB for this initiative to reach out to EU citizens as users of financial services and to the “civil society” at large. We acknowledge the major ...
Read More
/ Position Papers, Banking, Capital Markets (equity & bonds), Shareholder Rights & Corporate Governance, Supervision & Redress, Sustainabe Finance