Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

Response to IOSCO Consultation Report on Neobrokers

In its consultation response to the International Organisation of Securities Commissions (IOSCO), BETTER FINANCE agrees with IOSCO’s general definition of neo-brokers but suggests expanding it to better reflect key features ...
Read More

Neobrokers – Trading Fractions Reinventing Retail Ownership and Challenging Regulation

A BETTER FINANCE Focused Paper on Fractional Investing The rapid expansion of neobrokers across the European Union has fundamentally reshaped the retail investment landscape by introducing mobile-first, low-cost platforms characterised ...
Read More

Enhancing Financial Health and Wealth in the EU: A Comprehensive Approach to Boosting Retail Investor Participation in Capital Markets

Research Report - BETTER FINANCE's report, "Enhancing Financial Health and Wealth in the EU," explores strategies to boost retail investor participation in the European Union’s capital markets, which remains limited ...
Read More

Unmasking Digital Deception: A Data-Driven Approach to Mapping and Combating Online Investment Fraud in Europe

BETTER FINANCE supports the findings of a key report titled Unmasking Digital Deception: A Data-Driven Approach to Mapping and Combating Online Investment Fraud in Europe. This report highlights the alarming ...
Read More

BETTER FINANCE’s Response to the European Commission’s Consultation on AI Use in the Financial Sector

The European Commission’s consultation on Artificial Intelligence (AI) in Financial Services is part of the broader AI Act, a horizontal legislation regulating AI across multiple sectors, including finance. While AI ...
Read More

BETTER FINANCE answer to ESMA Consultation Paper on the draft guidelines on reverse solicitation under the Markets in Crypto Assets Regulation (MiCA)

BETTER FINANCE supports ESMA’s broad approach to guiding prudential regulation concerning the solicitation of EU clients by third-country firms, which is essential to protect European consumers from non-MICA compliant entities ...
Read More

Vilnius 2024 | International Investors’ Conference: Shaping the Future of Finance

Date: 30 May 2024 | Location: Vilnius, Lithuania Join us at the exceptional International Investors' Conference in Vilnius on 30 May 2024, hosted by BETTER FINANCE, the European Federation of ...
Read More

Neobrokers’ Inception Paper

Neobrokers' Inception Paper | Summary This paper delves into the business models of neobrokers and their implications for retail investors, highlighting the transformative role these digital platforms play in the ...
Read More

BETTER FINANCE answer to ESMA Discussion Paper on MiFID II investor protection topics linked to digitalisation

The document serves as BETTER FINANCE response to selected questions of ESMA's discussion paper on the implications of digitalisation for investor protection under MiFID II. The document “Discussion Paper on ...
Read More

For timely updates on our advocacy and regulatory positions, consult our press releases