Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

Ensuring a Safe Digital Space Now: Tackling the Growth of Scams on Social Media Platforms

Together, the undersigned organisations, are sounding the alarm about the growing proliferation of scams on social media platforms. We call on the relevant EU and national authorities to ensure that ...

EU Crypto Investors Still Struggle to Find Basic Information Despite MiCA

Researchers expose major gaps in disclosures as crypto becomes increasingly mainstream Crypto is going mainstream in Europe, but investors still cannot always find the essential information they need to understand ...

BETTER FINANCE Backs Cross-Sector Call for EU Code of Conduct to Tackle Online Fraud and Scams

BETTER FINANCE has joined a broad coalition of stakeholders calling on the European Commission to establish a dedicated Digital Services Act (DSA) Code of Conduct on online fraud and scams, ...

BETTER FINANCE and Partners Urge DG HOME to Act on Online Fraud and Scams

A multi-stakeholder DSA Code of Conduct on online fraud and scams is urgently needed Dear Executive Vice-President Virkkunen, Dear Commissioner Brunner, We write as a broad coalition of organisations concerned ...

A BETTER FINANCE Stocktake on Investment Scams

Investment scams have become one of the most significant threats facing retail investors in Europe. The rapid digitalisation of financial services, together with the global and cross-border nature of online ...

Response to IOSCO Consultation Report on Neobrokers

In its consultation response to the International Organisation of Securities Commissions (IOSCO), BETTER FINANCE agrees with IOSCO’s general definition of neo-brokers but suggests expanding it to better reflect key features ...

Neobrokers – Trading Fractions Reinventing Retail Ownership and Challenging Regulation

A BETTER FINANCE Focused Paper on Fractional Investing The rapid expansion of neobrokers across the European Union has fundamentally reshaped the retail investment landscape by introducing mobile-first, low-cost platforms characterised ...

Enhancing Financial Health and Wealth in the EU: A Comprehensive Approach to Boosting Retail Investor Participation in Capital Markets

Research Report - BETTER FINANCE's report, "Enhancing Financial Health and Wealth in the EU," explores strategies to boost retail investor participation in the European Union’s capital markets, which remains limited ...

Unmasking Digital Deception: A Data-Driven Approach to Mapping and Combating Online Investment Fraud in Europe

BETTER FINANCE supports the findings of a key report titled Unmasking Digital Deception: A Data-Driven Approach to Mapping and Combating Online Investment Fraud in Europe. This report highlights the alarming ...

BETTER FINANCE’s Response to the European Commission’s Consultation on AI Use in the Financial Sector

The European Commission’s consultation on Artificial Intelligence (AI) in Financial Services is part of the broader AI Act, a horizontal legislation regulating AI across multiple sectors, including finance. While AI ...

For timely updates on our advocacy and regulatory positions, consult our press releases