Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

A New Route to Private Markets? Evaluating ELTIFs for Retail Access

This paper evaluates whether European Long-Term Investment Funds (ELTIFs) are the most appropriate vehicle for expanding retail investor access to private markets under the EU’s Savings and Investments Union (SIU) ...

Reykjavík Conference Highlights Need for Fairer Taxation to Protect Savers and Strengthen Retail Investment in Europe

On Thursday 18 June, policymakers, economists, investor representatives and market experts gathered at Harpa Conference Centre in Reykjavík for BETTER FINANCE's international conference Protecting Purchasing Power: Taxation, Inflation and Investments ...

BETTER FINANCE’s Open Letter on ESRS Sent to Commissioner Albuquerque

Dear Commissioner Albuquerque, I am writing to you in my capacity as Managing Director of BETTER FINANCE, the European Federation of Investors and Financial Services Users. We are the EU-level ...

BETTER FINANCE Responds to the European Commission’s Citizens Omnibus Initiative on Reducing Administrative Burdens

BETTER FINANCE supports the Citizens' Omnibus initiative as an opportunity to ensure that EU financial services rules and markets work more effectively for individual investors, savers and pension beneficiaries. While ...

BETTER FINANCE Responds to the IAASB-IESBA Stakeholder Survey for 2028-2031 Strategy Period

BETTER FINANCE responds to the IAASB-IESBA Stakeholder Survey for the 2028-2031 strategy period from the perspective of European individual investors, savers and financial users. The SSBs should measure progress not ...

BETTER FINANCE Responds to the European Commission’s Revised Sustainability Reporting Standard for Voluntary Use (VSME)

BETTER FINANCE supports efforts to reduce disproportionate reporting burdens and recognises the importance of ensuring that sustainability reporting frameworks remain proportionate and operationally feasible. Simplification can contribute to the competitiveness ...

BETTER FINANCE Responds to the European Commission’s Revised Mandatory Sustainability Reporting Standards (ESRS)

BETTER FINANCE welcomes the substantial simplification already achieved through EFRAG’s revised ESRS and supports efforts to reduce disproportionate reporting burdens. BETTER FINANCE also welcomes the retention of important principles including ...

BETTER FINANCE Responds to Commission’s Consultation on the Update of the Rules on Shareholder Rights

For individual investors, a reviewed European shareholder rights framework (moving from SRDII towards an SRDIII, or best, in part as an SRR regulation) must finally make AGM participation – or ...

EU Pension Reform: BETTER FINANCE Welcomes Improvement But Warns Savers Still Lack Power, Transparency, and Fair Returns

BETTER FINANCE welcomes the European Commission’s new “Supplementary Pensions Package”, which includes proposed reforms to occupational pensions (IORP II), the Pan-European Personal Pension (PEPP), and new recommendations on pension tracking ...

BETTER FINANCE’s Key Positions on the Commission’s Proposals on Supplementary Pensions

BETTER FINANCE warmly welcomes the European Commission’s legislative proposals amending the EU’s framework on supplementary pensions—the IORP II Directive and the PEPP Regulation—as well as the set of recommendations it ...

For timely updates on our advocacy and regulatory positions, consult our press releases