Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

BETTER FINANCE Feedback to the SIU | EU Rules to Foster Market Integration and Efficient Supervision (Master Regulation)

BETTER FINANCE supports the direction of the Master Regulation to integrate EU capital markets, with less cross-border friction and a stronger supervisory architecture. From our perspective, its value should lie ...

BETTER FINANCE Feedback to ​​the SIU | EU Rules to Foster Market Integration and Efficient Supervision (Master Directive)​

BETTER FINANCE supports the objectives of the MISP package and broadly welcomes the effort to remove barriers to cross-border activity and liquidity, streamline distribution, and reduce unnecessary intermediation, while preserving ...

A BETTER FINANCE Stocktake on Investment Scams

Investment scams have become one of the most significant threats facing retail investors in Europe. The rapid digitalisation of financial services, together with the global and cross-border nature of online ...

BETTER FINANCE Welcomes ESMA Report Showing ‘Free’ Advice Drains Nearly Half of Investor Fees, Eroding EU Retirement Savings

BETTER FINANCE welcomes ESMA’s recent publication of its groundbreaking report on “Total Costs of Investing in UCITS and AIFs”. The report sheds critical light on the true extent of the ...

Consultation Response on Draft ITS on Alleviated Insider Lists

​​BETTER FINANCE Responds to Consultation Paper on the Draft Implementing Technical Standards on the Extension of the Use of the Alleviated Format of Insider Lists​  ​​​The European Commission argues that ...

BETTER FINANCE Open Letter to UniCredit Board of Directors

BETTER FINANCE expresses serious concerns over the abrupt and unilateral termination of the financial instruments custody agreement between Zagrebačka banka (UniCredit) and VZMD (Pan-Slovenian Stakeholders' Association). The termination has left ...

BETTER FINANCE Advocates for Fair Investor Redress: The Case of Fiat Chrysler (now Stellantis)

Brussels | Press Release BETTER FINANCE stands for a level playing field for all investors, advocating for stronger collective redress mechanisms for investors across Europe. A particularly striking case that ...

BETTER FINANCE responds to ESMA’s Call for Evidence on Civil Liability Provisions Under the Prospectus Regulation

BETTER FINANCE welcomes ESMA’s Call for Evidence on civil liability provisions under the Prospectus Regulation (PR). This consultation presents a critical opportunity to harmonise liability rules across Member States, addressing ...

BETTER FINANCE Raises Alarm: Is the EU’s Push for Securitisation Revival Putting Financial Stability at Risk?

Brussels | Press Release BETTER FINANCE, the leading voice for EU savers and individual investors, opposes the political push to "revive" the securitisation market in the European Union. In its ...

Unmasking Digital Deception: Protecting EU Investors from Online Investment Fraud

Brussels, 7 October 2024 - Press Release BETTER FINANCE, the European Federation of Investors and Financial Services Users, emphasises the urgent need for enhanced protection and redress mechanisms for investors ...

For timely updates on our advocacy and regulatory positions, consult our press releases