Tax Distortions in Retail Investing: Brokerage and Savings & Investment Accounts in Europe
Seven national tax systems through the lens of retail-investor representatives: lessons for the Savings and Investments Union Europe’s true challenge is not a shortage of household savings in aggregate, but ...
Transition Investing 2026 | From Commitments to Outcomes
Our 2026 analysis finds encouraging progress has been made, whereby capital is supporting some sectors and technologies central to the transition, however, significant challenges remain:
- Differences in reporting methodologies ...
Evidence from AGMs: Fixing Europe’s Fragmented Shareholder Rights Framework (2025-2026)
BETTER FINANCE and IVA surveyed retail investor representatives across 15 European jurisdictions (13 EU Member States, together with the UK and Switzerland) to examine how shareholder rights work in practice ...
A New Route to Private Markets? Evaluating ELTIFs for Retail Access
This paper evaluates whether European Long-Term Investment Funds (ELTIFs) are the most appropriate vehicle for expanding retail investor access to private markets under the EU’s Savings and Investments Union (SIU) ...
Financial Advice in the EU | Mapping the Rules Protecting Individual Investors
As announced in the Communication on the Savings and Investments Union (SIU)1, the European Commission aims to give European citizens broader access to capital markets and companies better financing options. This renewed policy agenda builds on the still incomplete Banking Union (BU) but also, ...
Neobrokers & Securities Lending : Extra Income or Hidden Trade-offs for Investors?
Executive Summary By prioritising app-based onboarding, frictionless trading and low entry thresholds, neobrokers have broadened retail engagement, and especially among younger and first-time investors. They also expand access to asset ...
Assessing the Investment Landscape for Global South Climate Solution Equities
BETTER FINANCE has conducted a study to assess the investment landscape for Global South climate solution equities. This study shows that European retail investors are effectively locked out of investing ...
Will you afford to retire? | The Real Return of Long-term and Pension Savings | 2025 Edition
When Companies Leave the Market | Strengthening Investor Protection in Europe’s Delisting Landscape
Listing and delisting are the entry and exit doors of public equity markets, yet only the former has meaningfully shaped EU policymaking. Recent reforms — most notably the 2024 Listing Act — focused on ...
A BETTER FINANCE Stocktake on Investment Scams
Investment scams have become one of the most significant threats facing retail investors in Europe. The rapid digitalisation of financial services, together with the global and cross-border nature of online ...
