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Publications

Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

Will You Afford to Retire? | The Real Return of Long-term and Pension Savings | 2024 Edition | Country-by-Country

Was 2023 the year when European retail investors finally obtained the “fairer deal” that outgoing European Commissioner Mairead McGuinness had wished for them (McGuinness, 2023)? As far as long-term and ...
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/ Research papers, Life Insurance & Pensions, Pensions Report - The Real Return

BETTER FINANCE Unveils Troubling Trends in European Pensions with New Report

Brussels, 6 November 2024 - Press Release BETTER FINANCE has yesterday published the 12th edition of its annual pensions report, uncovering significant issues that threaten the future financial security of ...
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/ Press Releases, Life Insurance & Pensions, Pensions Report - The Real Return

Will you afford to retire? | The Real Return of Long-term and Pension Savings | 2024 Edition

Was 2023 the year when European retail investors finally obtained the “fairer deal” that outgoing European Commissioner Mairead McGuinness had wished for them (McGuinness, 2023)? As far as long-term ...
Read More
/ Research papers, Life Insurance & Pensions, Pensions Report - The Real Return

Press Conference: Will You Afford to Retire? Unveiling the Threats to Your Retirement

Brussels, 27 September 2024 - Press Release BETTER FINANCE, a leading advocate for pension savers across Europe, is unveiling its 12th Annual Pensions Report. Amidst growing financial uncertainty, this year’s ...
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/ Press Releases, Life Insurance & Pensions, Pensions Report - The Real Return

Will you afford to retire? | The Real Return of Long-term and Pension Savings | 2023 Edition

For long‐term and pension savers, the year 2022 was undoubtedly a calamitous one. Poor capital market performance and sky‐rocketing inflation across all European Union (EU) Member States resulted in disastrous ...
Read More
/ Research papers, Life Insurance & Pensions, Pensions Report - The Real Return

Will you afford to retire? | The Real Return of Long-term and Pension Savings | 2023 Edition – Country-by-country

  • The Real Return of Long-term and Pension Savings 2023 - Austria
  • The Real Return of Long-term and Pension Savings 2023 - Belgium
  • The Real Return of Long-term and Pension ...
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/ Research papers, Pensions Report - The Real Return

Will you afford to retire? | The Real Return of Long-term and Pension Savings | 2023 Edition – Executive Summary

For long‐term and pension savers, the year 2022 was undoubtedly a calamitous one. Poor capital market performance and sky‐rocketing inflation across all European Union (EU) Member States resulted in disastrous ...
Read More
/ Research papers, Pensions Report - The Real Return

2022’s Annus Horribilis and 23-Year Performance Crisis Leave EU Citizens Struggling for Retirement Income

BETTER FINANCE, the European Federation of Investors and Financial Services Users, has released its Pensions Report 2023, uncovering the dire challenges confronting long-term and pension savers across 17 EU Member ...
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/ Press Releases, Life Insurance & Pensions, Pensions Report - The Real Return

Long-term and Pension Savings – The Real Return – 2022 Edition – Summary Booklet

BETTER FINANCE published the 10th edition of its “Real Return of Long-Term and Pension Savings report | 2022 Edition”. Download the full report in English for free here. A Summary ...
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/ Research papers, Life Insurance & Pensions, Pensions Report - The Real Return

The Real Return 2022 – Country by Country

/ Research papers, Life Insurance & Pensions, Pensions Report - The Real Return

For timely updates on our advocacy and regulatory positions, consult our press releases

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