Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

FTT: The European proposal does not meet its objective – EU citizens are likely to pay instead of banks

EuroFinuse supports the main objective of the European Financial Transaction Tax (FTT), “to ensure that financial institutions make a fair and substantial contribution to covering the costs of the recent ...
/ Press Releases

EuroFinUse Position Paper on Audit Reform and the proposed EU reforms

EuroFinUse believes there are a number of worrying features of the audit market. At a very fundamental level, we are concerned about auditor independence and professional scepticism. Potential conflicts of ...

EuroFinuse Response to the joint ESMA – EBA Consultation on Principles for Benchmarks-Setting Processes in the EU

EuroFinuse welcomes this joint EBA - ESMA consultation. Please read here our response ...
/ Consultations

EuroFinUse Position Paper on Insurance Mediation

EuroFinuse in conjunction with the members of the Financial Services User Group (FSUG) wish to express their disappointment regarding the draft ECON report on the proposal for a Insurance Mediation ...
/ Position Papers

FSUG letter to IMD Rapporteur Langen on the Insurance Mediation Directive

EuroFinUse expressed its disappointment regarding MEP ECON Rapporteur Werner Langen's draft report on the proposal for a Directive of the European Parliament and of theCouncil on Insurance Mediation ...
/ Public Letters, Uncategorised

EuroFinUse Position Paper on the proposals in MiFID II on capital market structures

EuroFinUse presented its position on the proposals in MiFID II on capital market structures. MiFID II proposal from the EC does not in EuroFinUse's view fix this major market fragmentation ...

New measures to ensure MiFID II capital market structures

In view of the most recent European Council Presidency progress report, EuroFinUse - the European Federation of Financial Services Users -identified room for improvement before the final MiFID II text ...

Response by EuroFinUSe to the AMF Consultation on the prevention of creeping takeovers and the promotion of mid and long term shareholder engagement

EuroFinUse directs the attention of the French public authorities to the serious defects of regulatory governance and financial supervision in France. EuroFinUse opposes to takeovers when small shareholders are deprived ...
/ Consultations

EuroFinuse Presentation on “What can the Audit Committee do better?”

EuroFinUse participated on the FEE Roundtable on the functioning of audit committees and Jella Benner-Heinacher presented shareholders's perspectives. The board acts as the agent of all shareholders and the quality ...
/ Position Papers

EuroFinUse Position Paper on the Reform of EU banking structures

On an EPFSF event in January 2013, Guillaume Prache, EuroFinUse's Managing Director, called for a real separation of commercial banking from market and investment banking; stressed that the financial crisis ...

For timely updates on our advocacy and regulatory positions, consult our press releases