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Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

Robo-advice: Automated? Yes. Intelligent? Not so much.

Extreme divergences between platforms and investor profiles in terms of asset allocation and expected returns reveal significant deficiencies in the suitability of the algorithms’ investment recommendations. From virtual meetings and ...
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/ Press Releases, Capital Markets (equity & bonds), Financial Education, FinTech, Securities Markets & Trading, Sustainabe Finance

For a Consolidated Tape of Capital Market Trades that Brings Value to Individual Investors

Available data and evidence show significant increases in the trading and investing activity of EU households, sparked by a new wave of young, previously inactive, non-professional investors. Many EU retail ...
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/ Position Papers, Capital Markets (equity & bonds), Securities Markets & Trading

Expropriation of Investors in Slovenian Banks ruled a Violation of Property Rights by European Court of Human Rights

BETTER FINANCE, the European Federation of Investors and Financial Services Users, joins its Slovenian Member, the Pan-Slovenian Shareholders' Association (VZMD), in welcoming the recent ruling by the European Court of ...
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/ Press Releases, Capital Markets (equity & bonds), Securities Markets & Trading, Shareholder Rights & Corporate Governance, Supervision & Redress

BETTER FINANCE response to the European Commission’s Public Consultation on the EU Strategy for Retail Investors

BETTER FINANCE welcomes this consultation from the EC on a much-awaited and needed strategy for retail investors, and fully supports its clearly stated objectives, as defined in the EC CMU ...
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/ Consultations, Capital Markets (equity & bonds), FinTech, Packaged Investment Products, Securities Markets & Trading, Supervision & Redress

BETTER FINANCE response to the European Commission’s Public Consultation on the EU Strategy for Retail Investors – Annex 1

In our view, the Strategy for Retail Investors (the topic of this consultation) and the Capital Markets Union project are strongly interlinked as both share the aim to promote more ...
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/ Consultations, Capital Markets (equity & bonds), Financial Education, FinTech, Packaged Investment Products, Securities Markets & Trading, Supervision & Redress

BETTER FINANCE response to the European Commission’s Public Consultation on the EU Strategy for Retail Investors – Annex 2

Annex 2: Individual investor behaviour during the COVID-19 crisis in selected jurisdictions In the first edition of the half-annual report on Trends, Risks, and Vulnerabilities (no. 1, 2021) on EU ...
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/ Consultations, Capital Markets (equity & bonds), Financial Education, FinTech, Packaged Investment Products, Securities Markets & Trading, Supervision & Redress

NGO recommendations for a sustainable EU retail investment policy

It is very welcome that the Commission prepares both a Renewed Sustainable Finance Strategy for July 2021, and an unprecedented, horizontal Retail Investment Strategy for early 2022. This briefing focuses ...
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/ Position Papers, Capital Markets (equity & bonds), Packaged Investment Products, Securities Markets & Trading, Sustainabe Finance

Letter to Commissioner McGuinness: “A consolidated tape for capital markets trade data”

On 3 June 2021 BETTER FINANCE wrote to Commissioner McGuinnes on behalf of the EU citizens who act or could act as individual non-professional (called “retail” in MiFID) investors with ...
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/ Public Letters, Capital Markets (equity & bonds), Securities Markets & Trading

Capital Markets Union at Risk as European “Retail” Investors have less and less access to Equity Market Data

Access to equity market data is essential for “retail” investors to make informed investment decisions. However, new research by BETTER FINANCE [1] found that online equity market data published by the ...
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/ Press Releases, Capital Markets (equity & bonds), Securities Markets & Trading, Shareholder Rights & Corporate Governance

Consumer Access to EU Equity Trade Data

Access to equity market data is essential for “retail” investors to make informed investment decisions. However, new research by BETTER FINANCE found that online equity market data published by the ...
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/ Research papers, Capital Markets (equity & bonds), Securities Markets & Trading, Shareholder Rights & Corporate Governance

For timely updates on our advocacy and regulatory positions, consult our press releases

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