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Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

BETTER FINANCE Responds to the European Commission Feedback for Short-Form Prospectuses

BETTER FINANCE supports the EC’s objective to operationalise the Listing Act with shorter, reduced-burden prospectuses. We acknowledge the proposal to align further the “Follow-on” and the “Growth prospectuses” with the sequence of ...
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/ Consultations, Capital Markets (equity & bonds), Capital Markets Union (CMU), Product governance & disclosures

BETTER FINANCE Responds to European Commission on the Draft Delegated Directive amending MiFID II on Rules on Payment for Research and Execution Services

​​The European Commission is setting forth its delegated act that specifies new governance and transparency requirements for investment firms choosing between two distinct research payment models. These rules enact a choice: firms may continue to ...
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/ Consultations, Capital Markets (equity & bonds), Securities Markets & Trading

Neobrokers & Securities Lending : Extra Income or Hidden Trade-offs for Investors?

Executive Summary By prioritising app-based onboarding, frictionless trading and low entry thresholds, neobrokers have broadened retail engagement, and especially among younger and first-time investors. They also expand access to asset ...
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/ Research papers, Securities Markets & Trading

European Individual Investors Struggle to Access Climate Solutions in the Global South, New BETTER FINANCE Study Finds

BETTER FINANCE today published its pioneering assessment of whether individual investors in Europe can meaningfully invest in publicly listed climate-solution companies based in low- and middle-income (LMI) countries. The study highlights a striking gap ...
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/ Press Releases, Sustainabe Finance

Assessing the Investment Landscape for Global South Climate Solution Equities

BETTER FINANCE has conducted a study to assess the investment landscape for Global South climate solution equities. This study shows that European retail investors are effectively locked out of investing ...
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/ Research papers, Sustainabe Finance

​​Strong Markets, Weak Pensions: The Real State of European Pensions​

BETTER FINANCE publishes the 2025 edition of “Will You Afford to Retire?” revealing persistent structural challenges in long-term and pension savings across Europe. Despite a second strong year, European pension ...
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/ Press Releases, Life Insurance & Pensions, Pensions Report - The Real Return

Will you afford to retire? | The Real Return of Long-term and Pension Savings | 2025 Edition

It is sometimes frustrating to report, every year, on something as unfailingly disappointing as the real return of European supplementary pensions. It is a feeling akin to that of ...
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/ Research papers, Life Insurance & Pensions, Pensions Report - The Real Return

When Companies Leave the Market | Strengthening Investor Protection in Europe’s Delisting Landscape

Listing and delisting are the entry and exit doors of public equity markets, yet only the former has meaningfully shaped EU policymaking. Recent reforms — most notably the 2024 Listing Act — focused on ...
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/ Research papers, Capital Markets (equity & bonds), Capital Markets Union (CMU), Securities Markets & Trading, Shareholder Rights & Corporate Governance

​​BETTER FINANCE Welcomes Simplified EU Sustainability Standards​, with a Note of Caution

BETTER FINANCE welcomes the submission of EFRAG’s revised European Sustainability Reporting Standards (ESRS) to the European Commission as part of the EU’s drive to simplify sustainability reporting. The amended standards ...
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/ Press Releases, Product governance & disclosures, Sustainabe Finance

​​Mind the Pension Gap: EU Stakeholders Call for More Adequate and Inclusive Supplementary Pensions​

BETTER FINANCE and the CFA Institute yesterday concluded the conference “Mind the Pension Gap: Delivering Adequate, Inclusive & Portable Pensions in the Current EU Cycle”, kindly hosted by MEP Stéphanie ...
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/ Press Releases, Life Insurance & Pensions, PEPP

For timely updates on our advocacy and regulatory positions, consult our press releases

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