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Publications

Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

Industry representation still considerably outnumbers end-users in EIOPA stakeholder groups

On Friday 4 October 2013 EIOPA announced the appointment of the members of their stakeholder groups. Whilst reserving judgement until more information is available, EuroFinUse is cautiously optimistic about the ...
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/ Press Releases

EuroFinUse’s Reaction to the Draft Report by Philippe Maystadt: “Should IFRS Standards Be More European?”

EuroFinUse has welcomed the draft report by Philippe Maystadt on “Should IFRS Standards Be More European?". We believe the draft provides a good analysis of the current situation and a ...
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/ Consultations

EuroFinUse Response to AMF Consultation on AMF 2013-2016 Strategy

EuroFinUse has responded to the Autorité des Marchés Financiers (AMF) consultation on the AMF 2013-2016 Strategy. Our response is focused on the need for AMF to address the generalized loss ...
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/ Consultations, Capital Markets (equity & bonds)

EuroFinUse Response to the ESFS Review

The new European System of Financial Supervision set up following the financial crisis, that began in 2008, is certainly a great improvement from the previous coordination of national supervisors through ...
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/ Consultations

EuroFinUse’s Response to the Consultation by DG SANCO on Consumer protection in third-pillar retirement products

EuroFinUse welcomed this important Consultation from the European Commission as private pensions are one of the most problematic areas for EU consumers and individual investors. EuroFinUse is pleased that the ...
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/ Consultations, Life Insurance & Pensions

EuroFinUse Response to the EC Consultation on Reforming the Banking Structure

The European Federation of Financial Services Users welcomes the opportunity that the European Commission is giving to stakeholders to provide additional input through this public consultation before making its proposal ...
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/ Consultations

EuroFinUse’s Recommendations to Mr Philippe Maystadt on the Reform of the IFRS

EuroFinUse has provided Mr Philippe Maystadt with the views of retail investors on accounting standards, the principles they should contain and the need to count with international account standards that ...
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/ Position Papers

EuroFinUse calls on MEPs for equitable performance fees

EuroFinUse called on the Members of the European Parliament to put an end to performance fees of investment funds being only a one-way street, benefitting only providers and to the ...
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/ Public Letters

The Real Return of Private Pensions

Recent OECD statistics have cast a dark shadow over the aspirations of private pension savers. Over the last 5 years, real returns from private pension funds after inflation have been ...
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/ Research papers, Life Insurance & Pensions, Pensions Report - The Real Return

EuroFinUse releases its research report on the real return of pension savings.

The European Federation of Financial Services Users releases its research report on the real return of pension savings. This research confirms, broadens and deepens the OECD 2012 Pensions Reportconclusions which ...
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/ Press Releases, Life Insurance & Pensions

For timely updates on our advocacy and regulatory positions, consult our press releases

View Latest Press Releases