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Publications

EuroFinUse Response to the ESFS Review

The new European System of Financial Supervision set up following the financial crisis, that began in 2008, is certainly a great improvement from the previous coordination of national supervisors through ...
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/ Consultations

EuroFinUse’s Response to the Consultation by DG SANCO on Consumer protection in third-pillar retirement products

EuroFinUse welcomed this important Consultation from the European Commission as private pensions are one of the most problematic areas for EU consumers and individual investors. EuroFinUse is pleased that the ...
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/ Consultations, Life Insurance & Pensions

EuroFinUse Response to the EC Consultation on Reforming the Banking Structure

The European Federation of Financial Services Users welcomes the opportunity that the European Commission is giving to stakeholders to provide additional input through this public consultation before making its proposal ...
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/ Consultations

EuroFinUse’s Recommendations to Mr Philippe Maystadt on the Reform of the IFRS

EuroFinUse has provided Mr Philippe Maystadt with the views of retail investors on accounting standards, the principles they should contain and the need to count with international account standards that ...
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/ Position Papers

EuroFinUse calls on MEPs for equitable performance fees

EuroFinUse called on the Members of the European Parliament to put an end to performance fees of investment funds being only a one-way street, benefitting only providers and to the ...
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/ Public Letters

The Real Return of Private Pensions

Recent OECD statistics have cast a dark shadow over the aspirations of private pension savers. Over the last 5 years, real returns from private pension funds after inflation have been ...
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/ Research papers, Life Insurance & Pensions, Pensions Report - The Real Return

EuroFinUse releases its research report on the real return of pension savings.

The European Federation of Financial Services Users releases its research report on the real return of pension savings. This research confirms, broadens and deepens the OECD 2012 Pensions Reportconclusions which ...
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/ Press Releases, Life Insurance & Pensions

EuroFinUse Response to the Green Paper on Long-Term Financing of the European Economy

EuroFinUse welcomed this Consultation on Long-Term Financing of the European Economy and we praised the European Commission for focusing on this fundamental economic objective. The promotion of long term investments ...
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/ Consultations

EuroFinUse Position Paper on Crowdfunding

EuroFinUse welcomes the workshop organized by the European Commission on this very important emerging trend in financial services. EuroFinUse also thanks the Commission to invite a retail user representative to ...
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/ Position Papers

EuroFinUse Position on the Lack of consolidated trade data and best execution for European private investors: six years and counting

Six years after MiFID Directive fragmented the European equity markets, private investors still cannot get consolidated pre- and post-trade data. EuroFinUse is very concerned that the EU has and is ...
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/ Position Papers, Capital Markets (equity & bonds)