Explanations A differential pricing mechanism in insurance contracts describes a practice by which an insurance company adapts the cost or price of the product/service on considerations other than the expected ... Read More
CEPS together with Milieu and Europe Economics have been commissioned by the European Commission (Directorate-General for Financial Stability, Financial Services and Capital Markets Union) to conduct a study on the ... Read More
BETTER FINANCE notes that the gap between users’ information needs and the sustainability information reported by undertakings is growing. Academic research demonstrates however that companies are reporting more often on ... Read More
BETTER FINANCE answer to the European Commission's consultation to gather evidence for the PSD2 review and to inform its work on open finance. In the light of this informative consultation ... Read More
Individual, non-professional (“retail”) investors are significantly interested in sustainable investments and by extension rely not only on more data on climate or sustainability-related risks and opportunities, but also on more ... Read More
EXECUTIVE SUMMARYWhat is Alternative/Online Dispute Resolution (ADR/ODR)? Non-judicial procedures through which consumers (for our constituency, “retail” financial services users) can solve disputes with professionals and obtain redress for their ... Read More
BETTER FINANCE’s answer to the European Commission (EC) consultation on environmental, social, and governance (ESG) ratings and sustainability factors in credit ratings aims to inform on concerns about the functioning ... Read More
BETTER FINANCE welcomes the European Commission’s call for evidence on retail investor protection but questions the efficiency of the exercise as it seems to duplicate efforts and it is not ... Read More