+32 25 14 37 77

Members' Portal



image
Gateway to
Responsible Investing

Publications

Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

BETTER FINANCE Celebrates Appointments in ESMA’s New SMSG Line-up, Presses for Fair Representation

Press Release - 26 June 2024 BETTER FINANCE acknowledges the European Securities and Markets Authority's (ESMA) announcement of the new members appointed to its Securities and Markets Stakeholder Group (SMSG), ...
Read More
/ Press Releases, Capital Markets (equity & bonds), Retail Investment Strategy, Securities Markets & Trading, Supervision & Redress

French Finance Ministry Re-Appoints Consumer Representatives Amidst Industry Dominance in Key CCSF Body

On 24th March 2024, the French Minister of Finance reaffirmed Guillaume Prache’s position as a member of the French Comité Consultatif du Secteur Financier (CCSF), the highest consultative body on ...
Read More
/ Press Releases, Retail Investment Strategy, Supervision & Redress

BETTER FINANCE’s response to EIOPA’s consultation on Methodology on Value for Money benchmarks

BETTER FINANCE welcomes and supports EIOPA’s ongoing work on a supervisory toolkit to assess the value for money offered by unit linked and hybrid insurance products. Since its creation, BETTER ...
Read More
/ Consultations, Life Insurance & Pensions, Product governance & disclosures, Retail Investment Strategy, Supervision & Redress

FSUG Opinion on Value for Money in Retail Investments

The Financial Services User Group (FSUG) welcomes the ongoing legislative and supervisory works aiming to improve the ‘Value for Money’ that retail investors obtain from their packaged retail and insurance-based ...
Read More
/ Position Papers, Life Insurance & Pensions, Product governance & disclosures, Retail Investment Strategy, Supervision & Redress

Individual Investors’ National Key Priorities 2024 – 2029

Let’s harness the Capital Markets Union’s (CMU) potential to benefit our citizens as financial consumers, retail investors and pension savers, as well as our planet, economy, and future generations. This ...
Read More
/ Position Papers, Capital Markets (equity & bonds), Capital Markets Union (CMU), Financial Reporting & Audit, Life Insurance & Pensions, Packaged Investment Products, Supervision & Redress, Sustainabe Finance

Individual Investors’ Key Priorities for 2024-2029 | Sustainable Savings & Investments Union: Reconciling Individuals, Enterprises & Planet

⬇️ Read or download BETTER FINANCE's Individual Investors’ Key Priorities for 2024-2029 below. ⬇️ Let’s harness the Savings and Investments Union’s (SIU) potential to benefit our citizens as financial consumers, ...
Read More
/ Position Papers, Capital Markets (equity & bonds), Capital Markets Union (CMU), Financial Education, Financial Reporting & Audit, FinTech, Life Insurance & Pensions, Other, Packaged Investment Products, Product governance & disclosures, Securities Markets & Trading, Shareholder Rights & Corporate Governance, Supervision & Redress, Sustainabe Finance

The Proposed Retail Investment Strategy Shows Potential for Investor Protection Progress, but Fails to Meet its Own Key Targets

BETTER FINANCE, the European Federation of Investors and Financial Services Users, welcomed the European Commission’s launch of a Retail Investor Strategy in September 2020, as a once in a lifetime ...
Read More
/ Press Releases, Capital Markets (equity & bonds), Capital Markets Union (CMU), Life Insurance & Pensions, Packaged Investment Products, Product governance & disclosures, Securities Markets & Trading, Shareholder Rights & Corporate Governance, Supervision & Redress

Withholding taxes on dividends in the European Union: An uphill battle for individual shareholders

A recent survey conducted by BETTER FINANCE and DSW among 3000 investors across the EU found that withholding tax (WHT) refund procedures are cumbersome and costly, making it difficult or ...
Read More
/ Research papers, Capital Markets (equity & bonds), Capital Markets Union (CMU), Other, Securities Markets & Trading, Shareholder Rights & Corporate Governance, Supervision & Redress

BETTER FINANCE’s answers to DG FISMA’s Discussion Note on Value for Money

Would you agree with the assessment that certain products that are offered to consumers do not offer Value for Money? If yes: a) how significant a problem would you consider this ...
Read More
/ Consultations, Life Insurance & Pensions, Packaged Investment Products, Product governance & disclosures, Supervision & Redress

BETTER FINANCE answer to European Commission Consultation on resolving consumer disputes out-of-court

EXECUTIVE SUMMARY What is Alternative/Online Dispute Resolution (ADR/ODR)? Non-judicial procedures through which consumers (for our constituency, “retail” financial services users) can solve disputes with professionals and obtain redress for their ...
Read More
/ Consultations, Other, Product governance & disclosures, Supervision & Redress

For timely updates on our advocacy and regulatory positions, consult our press releases

View Latest Press Releases