Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

BETTER FINANCE Welcomes ESMA Report Showing ‘Free’ Advice Drains Nearly Half of Investor Fees, Eroding EU Retirement Savings

BETTER FINANCE welcomes ESMA’s recent publication of its groundbreaking report on “Total Costs of Investing in UCITS and AIFs”. The report sheds critical light on the true extent of the ...

​​BETTER FINANCE Welcomes Reforms to the Pan-European Personal Pension Product, but Cautions “the Devil is in the Detail”​

The European Commission’s proposed reforms to the Pan-European Personal Pension product (PEPP) could make retirement savings simpler, more transparent, and potentially more cost-efficient for millions of Europeans — but BETTER FINANCE warns that “the ...

​​SFDR Review Proposal: BETTER FINANCE Warns That Brussels Risks Repeating Old Mistakes —and Creating New Ones​

As the European Commission publishes its proposal to revise the Sustainable Finance Disclosure Regulation (SFDR), BETTER FINANCE welcomes steps towards improving the framework but urges policymakers to ensure that reforms truly strengthen ...

BETTER FINANCE Warns Against Counterproductive Outcomes from the SFDR Review​

As the European Commission prepares to publish its review proposal of the Sustainable Finance Disclosure Regulation (SFDR), BETTER FINANCE, the European Federation of Investors and Financial Services Users, calls for ...

BETTER FINANCE Welcomes the European Parliament’s Decision on the Omnibus File

This week’s decision by the European Parliament not to forward the Omnibus I Package to trilogue negotiations marks both a moment of opportunity and of caution for the future of ...

BETTER FINANCE & FESE Joint Statement: Urgent Call to Make EU Capital Markets Deeper and More Attractive

A renewed vision for Europe’s capital markets Mario Draghi’s Report highlighted that Europe’s capital markets should finance growth and innovation, yet they remain fragmented and underperforming. A year later, European ...

BETTER FINANCE Response to the EFRAG’s Consultation on the Amended ESRS

Our response to the consultation on the amended European Sustainability Reporting Standards (ESRS) reflects both recognition of progress and concerns about what is still missing for individual investors. We welcome ...

​BETTER FINANCE Welcomes EU Blueprint for Savings and Investment Accounts as a Long-Awaited Boost for EU Citizens – with Some Caveats

BETTER FINANCE, the European Federation of Investors and Financial Services Users, welcomes the European Commission’s new initiatives to advance the Savings and Investments Union (SIU), notably the EU Financial Literacy ...

BETTER FINANCE Responds to ​​Open Feedback on 28th Regime for Companies​

​​BETTER FINANCE provides feedback on an optional, digital-first “28th Regime” for companies. If well designed, this new EU company framework could bridge corporate and securities law, boost attractiveness, reduce arbitrage, ...

BETTER FINANCE Responds to ​​European Commission’s Consultation on the 28th Regime – an EU Corporate Legal Framework​

​​BETTER FINANCE welcomes the European Union consultation on an optional, digital-by-default “28th Regime” framework, reflecting on what an “EU company brand” could mean for entrepreneurs and investors. Properly designed (and ...

For timely updates on our advocacy and regulatory positions, consult our press releases