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Gateway to
Responsible Investing

BETTER FINANCE โ€“ The European Federation of Investors and Financial Services Users โ€“ is the only European federation dedicated to advocating for the rights and interests of individual investors and financial service users.

Established in 2009 in response to the financial crisis, we unite independent non-profit organisations across Europe to ensure that financial markets operate with integrity, transparency and accountability, always prioritising the best interests of European citizens.

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What We Do?

Representation & Advocacy

Information & Protection

Market Integrity & Transparency

Improved Financial Supervision

Find Out How We Drive Policy Change

Our Policy Work

Pension Savings

Ensuring transparency, cost-effectiveness, and long-term value in pension products. We advocate for fair treatment of pension savers and push for public and private pension systems that deliver adequate and sustainable retirement income.

Responsible Investing that Works for Citizens

Defending the rights of citizens to trustworthy and non-misleading information about sustainable investments. We strive to ensure that Environmental, Social, and Governance (ESG) products deliver real impacts and returns.

Retail Investment and Capital Markets

Promoting fair access to capital markets for individual investors, improving transparency in financial products, and safeguarding against mis-selling. We work to simplify investment choices and reduce barriers to retail participation in equity markets.

Financial Supervision and Regulatory Governance

Monitoring and influencing the effectiveness, independence, and accountability of financial regulators and supervisory bodies at both national and EU levels. We support governance reforms that put users’ interests at the heart of regulation.

Investor Education and Financial Literacy

Promoting accessible, high-quality financial education, independent from the financial industry, to empower citizens to make informed and responsible financial decisions. We support EU-wide initiatives that enhance financial literacy, enhance investor understanding of products and risks, and foster greater confidence and participation in capital markets.

Financial Consumer Rights and Protection

Advocating for effective consumer safeguards across financial services, including banking, insurance, and investment products. We aim to eliminate conflicts of interest, enhance product comparability, and strengthen redress mechanisms for consumers.

Digital Finance and Innovation

Engaging with the evolving landscape of fintech, robo-advisory, crypto-assets, and digital platforms. We push for innovation that benefits investors without compromising on transparency, security, or consumer protection.

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BETTER FINANCE ASBL is registered in the EU Joint Transparency Register under registration nยฐ 24633926420-79.