2025 was a year of sustained engagement for BETTER FINANCE. The federation increased its efforts in advocacy, research, and outreach activities on behalf of individual savers, investors, and financial services users across Europe.
During the year, BETTER FINANCE submitted 24 consultation responses, defended the interests of retail investors in 23 public debates, and ensured representation in 44 EU advisory groups.
Seven research reports and seven policy papers were published, addressing some pressing issues facing European markets, including:
- the real returns of long-term and pension savings,
- neobroker practices such as fractional share trading and securities lending,
- Europe’s delisting landscape,
- the growing risks of investment scams,
- the persistent shortcomings of the Shareholder Rights Directive II.
During the year, BETTER FINANCE also published a quantitative report that examines the financial health of Europeans across 12 countries. It explores how Europeans define, perceive, and assess their own financial well-being.
BETTER FINANCE also advanced its work on sustainable and transition finance, examining greenwashing risks and the barriers to retail investor participation in climate-related investment.
Throughout 2025, the organisation convened nine conferences and events across Europe, bringing together policymakers, regulators, and civil society to debate pension adequacy, collective redress, financial literacy, and the development of a European Savings and Investment Union. These events attracted over 1,000 participants in total.
With a total income of €1.28 million and 10 staff members based in Brussels, BETTER FINANCE continues to serve as the leading independent voice for Europe's individual investors in EU financial policymaking.