Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

European shareholders call time on “postcode lottery” AGMs

New BETTER FINANCE survey reveals fragmented rules, persistent barriers, and risks of weakening individual shareholder voice across Europe A new Europe-wide survey by BETTER FINANCE members and coordinated by its ...

Evidence from AGMs : Fixing Europe’s Fragmented Shareholder Framework (2025-2026)

Shareholder Rights in Practice: Europe’s AGM Framework Remains Fragmented BETTER FINANCE and IVA surveyed retail investor representatives across 15 European jurisdictions (13 EU Member States, together with the UK and ...

BETTER FINANCE Backs Cross-Sector Call for EU Code of Conduct to Tackle Online Fraud and Scams

BETTER FINANCE has joined a broad coalition of stakeholders calling on the European Commission to establish a dedicated Digital Services Act (DSA) Code of Conduct on online fraud and scams, ...

BETTER FINANCE and Partners Urge DG HOME to Act on Online Fraud and Scams

A multi-stakeholder DSA Code of Conduct on online fraud and scams is urgently needed Dear Executive Vice-President Virkkunen, Dear Commissioner Brunner, We write as a broad coalition of organisations concerned ...

BETTER FINANCE Warns Against “Retailisation” of Risky Private Markets as EU Pushes Citizens Towards Illiquid Investments

European retail investors are being encouraged to allocate a greater proportion of their savings to long-term investments, particularly in private markets and European Long-Term Investment Funds (ELTIFs). But new research ...
/ Press Releases

BETTER FINANCE Responds to ESMA Call for Evidence on the Market Structure of European Equity Markets

BETTER FINANCE welcomes ESMA’s Call for Evidence on the market structure of European equity markets. While the questions are technical in nature, the key issue for retail investors should not ...

A New Route to Private Markets? Evaluating ELTIFs for Retail Access

This paper evaluates whether European Long-Term Investment Funds (ELTIFs) are the most appropriate vehicle for expanding retail investor access to private markets under the EU’s Savings and Investments Union (SIU) ...

Reykjavík Conference Highlights Need for Fairer Taxation to Protect Savers and Strengthen Retail Investment in Europe

On Thursday 18 June, policymakers, economists, investor representatives and market experts gathered at Harpa Conference Centre in Reykjavík for BETTER FINANCE's international conference Protecting Purchasing Power: Taxation, Inflation and Investments ...

BETTER FINANCE’s Open Letter on ESRS Sent to Commissioner Albuquerque

Dear Commissioner Albuquerque, I am writing to you in my capacity as Managing Director of BETTER FINANCE, the European Federation of Investors and Financial Services Users. We are the EU-level ...

BETTER FINANCE Responds to the European Commission’s Citizens Omnibus Initiative on Reducing Administrative Burdens

BETTER FINANCE supports the Citizens' Omnibus initiative as an opportunity to ensure that EU financial services rules and markets work more effectively for individual investors, savers and pension beneficiaries. While ...

For timely updates on our advocacy and regulatory positions, consult our press releases