Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

BETTER FINANCE PEPP Position Paper L2

BETTER FINANCE published its Position Paper on the implementing measures (level 2) for the Pan-European Personal Pension (PEPP) product. These measures will be based on the Regulatory Technical Standards (RTS) ...

BETTER FINANCE POSITION PAPER ON BANKING UNION

The Banking Union initiative has reduced the number and magnitude of bank failures and the recourse to taxpayers’ money. However, up to now, it has been focused on prudential objectives, ...
/ Position Papers, Banking

Representative Actions for the Protection of the Collective Redress Interests of Consumers

BETTER FINANCE has long advocated for an EU-wide collective redress mechanism for all financial services users, including small and individual shareholders or employee shareholders, and provided support to consumer organisations ...
/ Position Papers, Supervision & Redress

Assessment of the EU Public Authorities’ Reports on Costs and Past Performance of EU Retail Financial Products

BETTER FINANCE welcomes the report from ESMA on the cost and performance of retail financial investment products in the EU that provides an initial mapping of the current state of ...

BETTER FINANCE Comments on the Current Legislative Framework on Public Reporting by Companies

BETTER FINANCE commented on the current legislative framework on public reporting of companies. As a representative of individual investors and financial services users in Europe, BETTER FINANCE focused its feedback ...

BETTER FINANCE comments on the current legislative framework on Public Reporting by Companies

BETTER FINANCE commented on the current legislative framework on public reporting of companies. As a representative of individual investors and financial services users in Europe, BETTER FINANCE focused its feedback ...

Proposals from the Alliance on the Review of the European Supervisory Authorities (EBA, ESMA, EIOPA)

Back in November 2017, BETTER FINANCE formed an Alliance together with the other major EU public interest organisations working on financial services to voice their disappointment with the European Commission's ...

BETTER FINANCE position proposed amendments to the PROPOSED REGULATION ON PEPP

BETTER FINANCE welcomes the proposed amendments from the EP rapporteurs and shadow rapporteurs as a step in the right direction towards a simple and safe PEPP that could regain the ...

BETTER FINANCE feedback on a Regulation proposal facilitating cross-border distribution of collective investment funds

BETTER FINANCE welcomes this opportunity to comment on the EC proposal for a Regulation on facilitating cross-border distribution of collective investment funds. As the representative of individual investors, BETTER FINANCE ...

BETTER FINANCE feedback on a Directive proposal facilitating cross-border distribution of collective investment funds

BETTER FINANCE welcomes this opportunity to comment on the Commission’s proposal amending the AIFM and UCITS directives with regard to cross-border distribution of investment funds ...

For timely updates on our advocacy and regulatory positions, consult our press releases