FEES TAKE A BIG BITE OUT OF REAL RETURNS OF EU LONG-TERM SAVINGS

The findings from the 2016 research report released today clearly confirm that the long-term performance of the actual savings products promoted to EU citizens (in particular for long-term and pension savings) unfortunately has very little in common with the performance of capital markets. This is mainly due to the fact that most EU citizens invest less, and less directly, in capital market products (such as equities, bonds and low-cost ETFs), but into more “packaged” and fee-laden products (such as life insurance contracts and pension products).

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