BETTER FINANCE screened available evidence (literature, surveys, experiments, and statistical data) comparing the impact of allowing the receipt of “inducements” by distributors or brokers of “retail” investment services and products, versus banning it. Two jurisdictions in Europe already banned the receipt of commissions for the distribution of retail investment products: the United Kingdom, since 2012,
The general meeting is the cornerstone of shareholder democracy. It is not only where voting on major company decisions takes place, but also the only place where private shareholders can engage with board members and their fellow shareholders. As shown in last year’s report, the Corona pandemic badly affected shareholder rights and engagement in the
BETTER FINANCE continued its research series into Robo advice with this sixth annual edition, mapping start-up platforms that provide Robo-advisory and investing services, and analysing their user-friendliness, transparency, costs, portfolio composition, the suitability of their recommendations, and sustainability (through mystery shopping). This year the research team selected 18 platforms providing investment advice in 11 countries
BETTER FINANCE presents its Evidence Paper on Banning Inducements in retail investment services. BETTER FINANCE screened available evidence (literature, surveys, experiments, and data) on the effects of allowing vs banning the receipt of inducements by distributors of retail investment services and products. Inducements designate remunerations, such as commissions or kickbacks, paid by third-party financial firms to
In June 2021, the German Association of Insured (BdV), together with the analyst Carsten Zielke and the European consumer organisation BETTER FINANCE, presented the results of their analysis of the current SFCR (Solvency and Financial Condition Report) of selected European life-insurers. Following up on this, BETTER FINANCE and BdV discussed their methodological approach, the interpretation
More than a year after the entry into force of the revised Markets in Financial Instruments Directive (MiFID II) and of the Regulation on Key Information Document for Packaged Retail and Insurance-based Investment Products (PRIIPs KID), BETTER FINANCE sought the views and experience of its member associations and their individual members on the effectiveness of
The Real Return 2021 – Austria The Real Return 2021 – Belgium The Real Return 2021 – Bulgaria The Real Return 2021 – Croatia The Real Return 2021 – Denmark The Real Return 2021 – Estonia The Real Return 2021 – France The Real Return 2021 – Germany The Real Return 2021 – Italy The
BETTER FINANCE published the ninth edition of its “Real Return of Long-Term and Pension Savings report | 2021 Edition”. Download the report in English for free here. Should you like to order a physical copy please contacts us at info@betterfinance.eu. This year there is also a user-friendly online interface showing the nominal and real net