Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

Green Paper on Shadow Banking

The European Federation of Financial Services Users (EuroFinuse) supports the Financial Services User Group (FSUG) response to the consultation to this consultation, and part of our response is derived from ...
/ Consultations

Liikanen Group Consultation on the Banking Union

EuroFinuse firmly believes that the commercial banking activities (i.e. the intermediated funding of the real economy - businesses and households - should be separated as much as possible from all ...
/ Consultations

Gender imbalance in corporate boards in the EU

Self-regulation is not sufficient in our view: the EU has brought about the policy debate on gender diversity in 2010, and called on listed companies in 2011 to voluntary commit ...
/ Consultations

Draft proposal for Report on Good Practices for Disclosure and Selling of Variable Annuities

We consider that Variable Annuities (VA) products should be classified as PRIPs as should be all other more “traditional” classical and with profit life insurance products. There should be no ...
/ Consultations

Advice on the review of IORP Directive

We fully support the position of the GCAE, emphasizing the necessity of correct, understandable and non misleading information about pensions. “Communication with the members should also explain in simple and ...

Advice on ESMA’s public consultation on UCITS Exchange-tradedfunds in the European Union

We generally agree with the concerns raised by ESMA relating to the increased complexity of ETFs, that raise significant issues both with respect to investor protection and systemic risk. ETFs ...
/ Consultations

ESMA call for evidence on Empty Voting

Voting rights and the right to exercise are of vital concern to all European individual shareholders, as it hinders shareholder engagement and good corporate governance. Some of our member organizations ...
/ Consultations

Social Business Initiative Promoting social investment funds Social Business Initiative: Promoting social investment fundsSocial Business Initiative: Promoting social investment funds Social Business Initiative: Promoting social investment funds Social B

We welcome the European Commission’s consultation on Social Investment Funds. As far as retail investors are concerned, similar retail funds already exist throughout Europe, like the “fonds solidaires” in France ...
/ Consultations

A new European regime for Venture Capital

Please read here EuroInvestors response to the European Commission public consultation on " ...

Reply to the Green Paper on The EU Corporate Governance Framework 2011

Good principles of corporate governance and their proper implementation in all listed companies are of vital importance for their long-term survival, growth and stability, for ensuring the long term interests ...

For timely updates on our advocacy and regulatory positions, consult our press releases