A TWIN-PEAKS APPROACH TO THE EUROPEAN SYSTEM OF FINANCIAL SUPERVISION: TURNING CONSUMER PROTECTION INTO A REAL PRIORITY
With up to 20 expert members taking part in the four stakeholder groups of the European Supervisory Authorities (ESAs), including 3 vice-chairs, BETTER FINANCE is the user-side NGO that is ...
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PP – Response CONSULTATION ON THE OPERATIONS OF THE EUROPEAN SUPERVISORY AUTHORITIES 160517
BETTER FINANCE has been and is the most involved user-side NGO with the ESAs’ work, with up to 20 expert members in the ESAs stakeholder groups, vice chairing three of ...
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Misselling of Financial Products in the EU – Briefing Paper 2017
This paper tries to assess the regulatory and, more importantly, the supervisory (public enforcement) developments regarding the actual protection of savers, individual investors and mortgage borrowers since the 2008 financial ...
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Reply to Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body and key function holders under Directive 2013/36/EU and Directive 2014/65/EU
BETTER FINANCE provides its response to the joint consultation launched by ESMA and EBA ...
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Closet Indexing Study – Annex 1.B. – No Reported Benchmark 147 funds
ANNEX 1B BETTER FINANCE helps investors identify potential falsely active funds (“closet indexers”), and asks regulators to investigate further: It replicated the ESMA study on closet indexing and identified up ...
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Closet Indexing Study – Annex 1.A. – All Funds – 2332 funds
ANNEX 1A BETTER FINANCE helps investors identify potential falsely active funds (“closet indexers”), and asks regulators to investigate further: It replicated the ESMA study on closet indexing and identified up ...
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Response to MEP Sven Giegold’s Consultation on Mis-selling of Products
BETTER FINANCE of course shares the view of MEP Sven Giegold that financial markets must serve consumers and end-users, and welcomes the European Parliament’s ECON Committee focus on the mis-selling ...
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IMPROVEMENT EU BANKING SUPERVISORY TRANSPARENCY ABSOLUTE NECESSITY IN LIGHT OF BAIL-IN RULES
A report by Bruegel on transparency in the European Banking Union, based on a survey carried out in 2013, has recently been revisited by its authors, analysing the most recent ...
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ARE ALL BANK INVESTORS TREATED EQUALLY BY EU MEMBER STATES?
The first bail-in under new European rules has taken place. A little more than a week ago Heta Asset Resolution’s bondholders had no choice but to take their losses, as ...
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SPANISH MORTGAGE BORROWERS CELEBRATE LANDMARK VICTORY OVER 101 BANKS
BETTER FINANCE’s Spanish member organisation ADICAE is celebrating a historic victory against 101 banks in what has been the biggest class action Spain has ever seen ...
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