For a decade, BETTER FINANCE has flagged the persistently low real returns in EU long-term and pension savings. As government and occupational pensions dwindle, Public Authorities urge earlier and increased savings for retirement. Yet, this advice often disregards a fundamental issue: inadequate, sometimes negative, long-term real returns after inflation. 

BETTER FINANCE reports disprove the claim that capital market performance is to blame for poor returns. Policymakers call for extended savings, but pension funds often lag due to high fees and commissions. 

This year’s BETTER FINANCE study reaffirms that, on average, most long-term and pension savings fall far below capital market returns. The risk to pension adequacy is substantial. 

In response, BETTER FINANCE hosts a roundtable with European pension experts, exploring strategies for bolstering pension adequacy. Their guiding question: “Will you afford to retire?” 

Join us on November 30th, either in-person or remotely to hear expert discussions on the EU pensions system. Please note that in-person seating is limited. To secure your spot, register early. Should in-person seats become fully booked, you will be automatically registered to participate virtually.

➡️ To watch the Roundtable click here.
➡️ Have a look at the BETTER FINANCE presentation on The Real Return of Long-term and Pension Savings