Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

Comparative Table Robo Investing Europe

Annex to the Report "Robo-Investing: Cyborgs vs Robots - Competing to Attract European Citizens' Money": Comparison Table of Robo-Investors in Europe ...

Robo-Investing: Cyborgs vs Robots – Competing to Attract European Citizens’ Money

BETTER FINANCE supports initiatives and policies that will restore equities to their rightful place, whilst simultaneously help reduce the costs charged by intermediaries who stand between the investor and the ...
/ Research papers, FinTech

Misselling of Financial Products in the EU – Briefing Paper 2017

This paper tries to assess the regulatory and, more importantly, the supervisory (public enforcement) developments regarding the actual protection of savers, individual investors and mortgage borrowers since the 2008 financial ...

Pension Savings: The Real Return – 2016 Edition

BETTER FINANCE published the 2016 Edition of the "Pension Savings: The Real Return". One can supervise only what one can measure: Why is this pension savings performance report (unfortunately) unique? ...

Closet Indexing Study – Annex 1.E. – Potential Closet Indexers 165 funds

ANNEX 1E BETTER FINANCE helps investors identify potential falsely active funds (“closet indexers”), and asks regulators to investigate further: It replicated the ESMA study on closet indexing and identified up ...

Pension Savings – The Real Return – 2016 BETTER FINANCE Presentation

Presentation of the worrying findings of the BETTER FINANCE report on the state of pensions in Europe ...

CMU Citizens’ Barometer – 2016 Presentation

One year into the project, how is the CMU faring for EU citizens as savers? BETTER FINANCE presented its CMU Barometer © in order for citizens to track its progress ...

Robot Advice – a BETTER FINANCE Research Paper

BETTER FINANCE took a closer look at a sample of new Robot Advice providers, both in the US and in selected EU countries (Belgium, France, Germany, UK). The research concentrated ...
/ Research papers, FinTech

“Pension Savings: The Real Return” 2015 Edition

Dear Visitor, Please note that this new version of the 2015 BETTER FINANCE Pensions Report corrects a few specific mistakes contained in the previous version. Please discard any previous version ...

Briefing paper: “An EU Capital Market Union for Growth, Jobs and Citizens”

BETTER FINANCE published its briefing paper on "An EU Capital Market Union for Growth, Jobs and Citizens" ...

For timely updates on our advocacy and regulatory positions, consult our press releases