EuroFinUse Response to the Third Pillar Retirement Products Questionaire
EuroFinuse is extremely concerned by the urgently needed development of second and third pillar pension products in the European Union, in view of the current restraints for welfare policies due ...
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Consultation on the Regulation of Indices
EuroFinuse welcomes the consultation from the EC on the regulation of indices. Individual financial services users are indeed using indices a lot either willingly or unwillingly: As investors and savers ...
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Response to the EC Consultation on the recommendations of the Liikanen Group on reforming the structure of the EU banking sector
EuroFinuse agrees with the general recommendation of the Expert Group on the necessity of legal separation between risky financial activities from deposit-taking activities within a banking group. We agree as ...
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EC Consultation on UCITS and long-term investment
The promotion of long-term investments is crucial in many ways: for the well being of EU citizens - representing current or future pensioners who have to rely increasingly on the ...
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Reply to ESMA on its technical advice on possible delegated acts concerning the Prospectus Directive
EuroFinuse welcomes the consultation from ESMA on technical advice on acts concerning the Prospectus Directive. However, this is a very specific consultation concentrating on very legal matters. We would like ...
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Advice on the Fundamental Review of the Financial Conglomerates Directive
We would like to answer specifically to the following questions raised by ESMA: What should be the parameter of supervision, where a financial conglomerate is supervised on a group wide ...
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Assessing the Suitability of Members of the Management Body and Key Function Holders of a Credit Institution
We believe that the appropriate selection of the members of management boards as one of the key principles of corporate governance. This issue has profound implications for shareholders, consumers, and ...
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Overview of the Proxy Advisory Industry Considerations on Possible Policy Options
Proxy advisers serve mostly institutional investors on a commercial basis but their activities have not yet been regulated at EU level. Thus, the ESMA is considering the possibility to regulate ...
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Green Paper on Shadow Banking
The European Federation of Financial Services Users (EuroFinuse) supports the Financial Services User Group (FSUG) response to the consultation to this consultation, and part of our response is derived from ...
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Liikanen Group Consultation on the Banking Union
EuroFinuse firmly believes that the commercial banking activities (i.e. the intermediated funding of the real economy - businesses and households - should be separated as much as possible from all ...
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