Fin Tech A more competitive and innovative European financial sector

BETTER FINANCE welcomes the initiative from the European Commission on its consultation on FinTech. Our organization believes that indeed Fintech could make financial services more effective, more competitive and easier to use, and therefore benefit savers, individual investors and other financial services users. We write “could” as there are conditions for Fintech developments to translate into benefits for EU consumers, and also because a more definitive assessment would require a high level of knowledge and understanding of the newest digital technologies such as DLT, AI, etc. that we do not possess as an NGO with limited resources.

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