Date: 3rd June 2013

EuroFinUse welcomes the workshop organized by the European Commission on this very important emerging trend in financial services. EuroFinUse also thanks the Commission to invite a retail user representative to the speakers table. Financial services users, savers and retail investors are not opposed to innovation, particularly with regard to the emergence of Crowdfunding, which could actually dramatically improve the delivery of retail financial services, provided the EU regulators find an adequate user protection framework.