BETTER FINANCE Feedback on an EU framework on crowd and peer to peer finance (crowdfunding and peer to peer lending)

BETTER FINANCE welcomes the initiative from the European Commission to consult stakeholders on a legislative proposal for an EU framework on crowd and peer to peer finance. BETTER FINANCE already raised the issue that only a limited number of the larger SMEs are likely to benefit from Capital Markets Union. As part of the 2015 CMU action plan, this initiative would broaden the access to finance for SMEs. Crowdfunding and peer to peer lending would thus represent an alternative source of financing for small SMEs.

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