The Real Return of Long-term and Pension Savings 2023 – Austria The Real Return of Long-term and Pension Savings 2023 – Belgium The Real Return of Long-term and Pension Savings 2023 – Bulgaria The Real Return of Long-term and Pension Savings 2023 – Croatia The Real Return of Long-term and Pension Savings 2023 – Denmark
For long‐term and pension savers, the year 2022 was undoubtedly a calamitous one. Poor capital market performance and sky‐rocketing inflation across all European Union (EU) Member States resulted in disastrous returns, both in nominal and real terms, for virtually all of the product categories analysed in this report. This comes after a year 2021 that
Transition investing refers to capital needed to improve economic activities, that are not environmentally friendly at present. Such capital supports the development of innovation and infrastructure, enabling current activities to eventually achieve climate neutrality. The European Commission’s release of the transition finance ‘Recommendation’[1] emphasised the importance of such investments for Europe’s pursuit of environmentally conscious
BETTER FINANCE released its updated report on the progress of the European Capital Markets Union (CMU), and the results are discouraging. The report analyses the first five key performance indicators (KPIs) used to assess the progress of the CMU, and adds two additional KPIs to reflect developments in EU capital markets. The report is based
A recent survey conducted by BETTER FINANCE and DSW among 3000 investors across the EU found that withholding tax (WHT) refund procedures are cumbersome and costly, making it difficult or financially unreasonable for non-professional investors to reclaim excess withholding tax on cross-border dividend income. More than 90% of European investors find the WHT reclaim procedure
BETTER FINANCE continued its research series into Robo-advice with this seventh annual edition (2022), mapping a sample of platforms that provide online Robo-advisory investing services, by analysing their (automated) advice process in terms of transparency, costs, portfolio composition, suitability and sustainability options and preferences for the client. This edition’s analysis focuses on Robo-advisors’ ability to
EXECUTIVE SUMMARY Long-term investor engagement and sustainable corporate governance hampered by antiquated, fragmented and costly processes in the hands of financial intermediaries Despite the great importance the EU attaches to corporate governance (the ‘G’ part of ‘ESG’) and to shareholder engagement, there are still considerable obstacles to the exercise of shareholder voting rights; namely the
Research presentation by 2° Investing Initiative (2DII Shifting the Trillions: the transition needs to be massive and transformative Still, the funding gaps can be put in perspective with household savings Private investors can contribute to the transition by having impact Investors impact depends on the theory of change and external factors All impact mechanisms don’t have
BETTER FINANCE published the 10th edition of its “Real Return of Long-Term and Pension Savings report | 2022 Edition”. Download the full report in English for free here. A Summary version of the report can be found below.
The Real Return 2022 – Austria The Real Return 2022 – Belgium The Real Return 2022 – Croatia The Real Return 2022 – Denmark The Real Return 2022 – Estonia The Real Return 2022 – France The Real Return 2022 – Germany The Real Return 2022 – Italy The Real Return 2022 – Latvia The