Research Report – BETTER FINANCE’s report, “Enhancing Financial Health and Wealth in the EU,” explores strategies to boost retail investor participation in the European Union’s capital markets, which remains limited despite the growing availability of financial tools and services. The report identifies three key pillars—financial education, personalised financial advice, and digital tools—as essential to addressing
Brussels | Press Release BETTER FINANCE has today published a report highlighting the transformative potential of transition finance in driving the global shift to a sustainable economy. As the world races to meet the 1.5°C climate goal, the report reveals an expanding yet underdeveloped market, offering insights and actionable recommendations to bridge the gaps in
Executive Summary The global financial landscape is increasingly focusing on transition investing, a strategic approach to channelling capital towards aspiring sustainable economic activities. This paper provides an overview of the current state, challenges, and opportunities in transition investing, with a particular emphasis on European markets and retail investor perspectives. BETTER FINANCE also assesses transition finance
BETTER FINANCE has reviewed the European Insurance and Occupational Pensions Authority (EIOPA) Consultation Paper on the Draft Opinion on the Supervision of Liquidity Risk Management of IORPs (Institutions for Occupational Retirement Provision). In this response, we outline our perspective on several key issues, with an emphasis on the need for a comprehensive and proportionate approach
Brussels | Press Release BETTER FINANCE, the leading voice for EU savers and individual investors, opposes the political push to “revive” the securitisation market in the European Union. In its response to the European Commission’s consultation on the matter, BETTER FINANCE warns that this move risks undermining financial stability without delivering meaningful benefits to SMEs
BETTER FINANCE, the main organisation representing EU citizens in their capacity of savers and individual investors, wishes to express its concerns with the political support for a “relaunch” or “revival” of the securitisation market in the EU. We sincerely believe that expectations of securitisation providing a magical solution to cater for the investment needs of
Was 2023 the year when European retail investors finally obtained the “fairer deal” that outgoing European Commissioner Mairead McGuinness had wished for them (McGuinness, 2023)? As far as long-term and pension products are concerned, this report presents mixed results. While we published the full 2024 edition of the pension report, here we will present the
18 November 2024, Brussels | Press Release Following an exciting international launch event in Brussels on Thursday, we are thrilled to announce the availability of the adapted and translated version of Activate Your Money across several countries, including France, Germany, Poland, and Spain. Authored by financial expert Janine Firpo, and localised and translated by BETTER
Brussles, 8 November 2024 – Press Release BETTER FINANCE, the European Federation of Investors and Financial Services Users, welcomes the appointment of Ms Albuquerque as Commissioner-Designate for Financial Services following her European Parliament hearing yesterday. BETTER FINANCE supports Ms Albuquerque’s focus on the Savings and Investments Union (SIU) and the Capital Markets Union (CMU) as
Despite the end of the COVID-19 pandemic, various DAX-listed companies have opted to continue with virtual-only formats for their annual general meetings (AGMs), with no return to in-person meetings. BETTER FINANCE, the European Federation of Investors and Financial Services Users, together with its German member organisation DSW, is taking a strong stand against this trend,