Small and medium size end investors ask for: – A fact-finding study on the impact of MiFID induced changes on small and individual investors, and the consequences on the economic and social value of the now largely “re-intermediated” European capital markets; – A publicly enforced and controlled “consolidated tape” both for pre- and post-trade data,
We do not believe a regulatory initiative such as the changes to the Capital Requirements Directive really addresses the major issue revealed by the financial crisis. The roots of the 2008 financial crisis are indeed clearly identified by now. Irresponsible mortgage lending to US households has been an initial trigger of the worst financial crisis
We strongly support the new “horizontal” approach of the EC, which is the right way to look at the distribution of retail investment products, as most of them are “substitute” to each other, and most of them are or can be sold by the same intermediaries. We nevertheless regret that the retail investor’s perspective is
Pour la première fois, toutes les catégories d’épargnants (actionnaires individuels, souscripteurs de fonds de placement (OPCVM), assurés vie, épargnants bancaires, participants des fonds de pension et autres utilisateurs de services financiers) se sont rassemblées pour créer la Confédération européenne des Epargnants – EuroInvestors.
We have worked extensively on the KID project over the last two years, and feel that CESR is now getting close to fulfilling the mandate given by the European Commission to design the new “KID” that will likely constitute a significant improvement for fund investors’ information and protection.
For the first time, all types of individual investors such as shareholders, fund investors, insurance policy holders, bank savers, pension funds participants and other financial services users have teamed together to create the Confederation of European Individual Investors – EuroInvestors.