We welcome the European Commission’s consultation on Social Investment Funds. As far as retail investors are concerned, similar retail funds already exist throughout Europe, like the “fonds solidaires” in France. In our response we underline the key challenges to effectively promote retail investments in social businesses.

Please read here EuroInvestors response to the European Commission public consultation on “.

Good principles of corporate governance and their proper implementation in all listed companies are of vital importance for their long-term survival, growth and stability, for ensuring the long term interests of shareholders is not overlooked, and furthermore for the stability and sustainable development of the economy and the financial system. Please read here our response

EuroFinuse (formerly EuroInvestors) believes that double taxation of dividends represents an increasingly important impediment to the accomplishment of the Single Market and therefore welcomes this consultation on possible solutions for taxation problems that arise when dividends are distributed across border. Please read our full response here.

As its very name indicates, Solvency II has been primarily designed to prevent insurance companies bankruptcies, and not to protect policy holders. These are two different and sometimes conflicting objectives. Solvency II heavily penalizes insurers holding equities and thoroughly raises capital requirements and insurers’ equity issues needs. Please read more here.

We welcome the opportunity to comment on Collective Redress. We regret though that the European Commission despite its long term awareness of the existing problems facing investors and all other users of financial services including SMEs, and despite recognition that the performance of the existing EU enforcement tools is not satisfactory, has not yet taken

This consultation from the European Commission is part of the European Authorities efforts to prevent any future financial crisis of the magnitude of the 2008 one. Most questions are not addressed to individual investors and savers, but to professionals. Therefore, we will not reply specifically to these questions but provide a general reply.

Technical details of a possible EU Framework for Bank Recovery and Resolution Danish Shareholders Association is the organisation representing private investors in Denmark, and finds the proposal on bank recovery and resolution unacceptable. The proposal is unacceptable for several reasons: Legal problems; Corporate governance principles; Supervisory problems; Citizen’s confidence.

We support the objectives of the consultation launched by the European Commission on the review of the Insurance Mediation Directive. It is essential to increase the level of policy holder protection to obtain the highest possible level, by improving the quality of information provided to customers. Thereby reinforcing transparency through the disclosure of total costs

The European MiFID Directive in force since November 2007 has pushed the European equity markets to fragment into multiple “trading platforms”: besides the existing “regulated markets” (RMs) “multiple trading Facilities” (MTFs) and “Systematic Internalisers” (SIs) – not to mention a growing, diverse and opaque “OTC” (over the counter) trade activity or dark pools – are