ANCRE is a non-profit and independent policyholders' association partnered exclusively with Allianz, designing and managing group insurance contracts in savings, retirement, borrower protection and life insurance. It also represents members’ collective interests and provides services such as legal protection, health networks and financial education. Through its partnership with Allianz, ANCRE subscribes to collective life, retirement and risk coverage contracts on behalf of individual members, enabling access to insurance solutions that may otherwise be more costly or difficult to obtain individually. In addition to its advocacy role, ANCRE provides services and benefits to members, including legal protection, access to health networks, financial education and personalised information on savings and retirement planning. Founded in 1983, by the end of 2023 ANCRE counted nearly 615,000 members and managed over 794,000 contracts. ANCRE is a full member of BETTER FINANCE.