AURSF is a Romanian association created to represent the interests of financial services users at national and European level. Established in 2013, it focuses on key investor protection issues such as personal bankruptcy law, abusive debt collection practices, collective redress mechanisms and interest rate caps. The association’s activities include providing support and assistance to members, engaging in public commentary and campaigns, as well as participating in European stakeholder groups and consultations, and publishing analyses and positions on legislative developments affecting consumers. Through its work, AURSF also engages with regulators, financial institutions and policymakers to promote more equitable treatment of financial services users in Romania. AURSF is a full member of BETTER FINANCE.