BETTER FINANCE APPLAUDS EU PROPOSAL FOR A PAN-EUROPEAN PERSONAL PENSION (PEPP) TO DIFFUSE THE TICKING PENSIONS TIME BOMB

With government pensions on the decline, and occupational ones covering only a minority of citizens and pension needs, all Public Authorities are asking EU citizens to save more and earlier for retirement. They are, surprisingly, omitting another crucial requisite for pension adequacy: decent net real (i.e. after inflation) returns. Compounded returns are the main - if often ignored - driver for pension adequacy .

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