ANCRE - ASSOCIATION NATIONALE pour la COUVERTURE des risques, la RETRAITE, et l’ÉPARGNE - is a non-profit, independent association partnered exclusively with Allianz. It designs and manages individual group insurance contracts in savings, retirement, borrower protection, and life insurance. It also represents the collective interests of its members and offers services such as legal protection, health networks, and financial education. As of the end of 2023, ANCRE had nearly 615,000 members and managed over 794,000 contracts.