When charges, inflation and taxes are taken into account, the real returns of "assurance-vie" contracts – life insurance policies widely used by households as a means to obtain additional resources at retirement age in France – are very low and "may in fact be losing money". "60 millions de consommateurs", the magazine of the French National Institute of Consumer Affairs, based itself on BETTER FINANCE’s calculation
"Pension Savings: The Real Return" was mentioned in the Money column of BT and LoveMoney. Both articles compare the conclusions drawn in a new report by Mercer and the Australian Centre for Financial Studies, in which the UK’s pensions are shown as the ninth best in the world, against BETTER FINANCE’s research which shows that "Britain is actually one of the worst places
Guillaume Prache, Managing Director at BETTER FINANCE, was quoted in the Investment and Pensions Europe magazine on the draft proposal of the Insurance Mediation Directive (IMD) voted last week at the European Parliament. With non-insurance pension products still left aside, the final version of the revised directive will enter in the trialogue phase, with negotiations
EuroFinUse was quoted by the Financial Times in relation to the European Securities and Markets Authority recent report on structured products. Following "relatively low” returns on investment in structured products over the past five years, ESMA is concerned that retail investors who invest in structured products that use hedge fund-type strategies might not have sufficient