Technical details of a possible European crisis management framework
This consultation from the European Commission is part of the European Authorities efforts to prevent any future financial crisis of the magnitude of the 2008 one. Most questions are not ...
DAF Technical details of a possible EU Framework for Bank Recovery and Resolution
Technical details of a possible EU Framework for Bank Recovery and Resolution Danish Shareholders Association is the organisation representing private investors in Denmark, and finds the proposal on bank recovery ...
Consultation on the Review of the Insurance Mediation Directive (IMD)
We support the objectives of the consultation launched by the European Commission on the review of the Insurance Mediation Directive. It is essential to increase the level of policy holder ...
Review of the Markets in Financial Instruments Directive (MIFID)
Overall, MiFID has contributed to the further marginalization of individual investors, despite the fundamental economic purpose of the capital markets (as opposed to intermediate finance) that is to connect directly ...
Legislative steps for the Packaged Retail Investment Products initiative
We strongly support the “horizontal” approach taken by the European Commission for its Packaged Retail Investment Products (PRIPs) initiative, which is the right way to harmonize selling practices of retail ...
Legal Certainty of Securities Holdings and Disposition
The legal information flows regarding securities holdings and disposition should be simplified, made fully available to real (economic) shareholders and issuers via the Internet, to no extra cost for retail ...
Green paper towards adequate, sustainable and safe European pension systems
We fully agree with the Commission that an “adequate” and sustainable retirement income for EU citizens is a priority for the European Union, but proves a major challenge to achieve ...
CESR’s level 3 guidelines on the selection and presentation of performance scenarios in the Key Investor Information document (KII) for structured UCITS
EuroFinuse fears that the proposed guidelines for the choice and presentation of performance scenarios will mislead information for retail investors. These performance scenarios should reflect probable or highly probable returns ...
The Key Investor Information Template
We find the Key Investor Information (KII) Template proposed by CESR for investment funds useful, but not clear enough on the “past performance” and “charges” sections. In particular, showing the ...
Reply to EC Consultation on corporate governance of financial institutions and remuneration policies
We agree with the European Commission that the weaknesses of corporate governance in financial institutions did contribute to the financial and economic crisis, and welcome the initiative to improve it ...
