BETTER FINANCE EVIDENCE PAPER ON THE DETRIMENTAL EFFECTS OF “INDUCEMENTS”

BETTER FINANCE screened available evidence (literature, surveys, experiments, and statistical data) comparing the impact of allowing the receipt of “inducements” by distributors or brokers of “retail” investment services and products, ...
Read More

Evidence Paper on Banning Inducements

BETTER FINANCE presents its Evidence Paper on Banning Inducements in retail investment services. BETTER FINANCE screened available evidence (literature, surveys, experiments, and data) on the effects of allowing vs banning ...
Read More

Solvency Reports (SFCR) 2020 under examination Disruption of European Insurers in times of Financial Repression

In June 2021, the German Association of Insured (BdV), together with the analyst Carsten Zielke and the European consumer organisation BETTER FINANCE, presented the results of their analysis of the ...
Read More

MiFID2 and PRIIPs Implementation Study: Are the new rules serving their purpose?

More than a year after the entry into force of the revised Markets in Financial Instruments Directive (MiFID II) and of the Regulation on Key Information Document for Packaged Retail ...
Read More

The Real Return 2021 – Country by Country

BETTER FINANCE response to the European Commission’s Public Consultation on the EU Strategy for Retail Investors

BETTER FINANCE welcomes this consultation from the EC on a much-awaited and needed strategy for retail investors, and fully supports its clearly stated objectives, as defined in the EC CMU ...
Read More

BETTER FINANCE response to the European Commission’s Public Consultation on the EU Strategy for Retail Investors – Annex 1

In our view, the Strategy for Retail Investors (the topic of this consultation) and the Capital Markets Union project are strongly interlinked as both share the aim to promote more ...
Read More

BETTER FINANCE response to the European Commission’s Public Consultation on the EU Strategy for Retail Investors – Annex 2

Annex 2: Individual investor behaviour during the COVID-19 crisis in selected jurisdictions In the first edition of the half-annual report on Trends, Risks, and Vulnerabilities (no. 1, 2021) on EU ...
Read More

BETTER FINANCE response to the FCA Consultation on a New Consumer Duty

BETTER FINANCE welcomes the FCA's proposal on consumer duty. We consider the general duty of care to be at the core of investor protection in securities markets. In fact, in ...
Read More

BETTER FINANCE reply to EIOPA’s Public Consultation on a ‘Framework to address value for money risk in the European unit-linked market’

BETTER FINANCE welcomes this unique initiative from EIOPA as an example of best practice in terms of supervision and investor protection, not only at the EU level but on the ...
Read More