European Retirement Week 2022 takes place from 28 November – 3 December

European Retirement Week 2022 will take place from 28 November through to 3 December 2022. The group of stakeholders behind the initiative jointly promote the two main goals of European ...
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Simple Products for Retail Investors | What they look like vs What they should look like

Individual, non-professional investors have an increased appetite for investing in capital markets following the global health pandemic. Evidence in several jurisdictions shows that many new, young, and tech-savvy savers started ...
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European savers are set to lose hundreds of billions of euros in purchasing power in 2022 alone

21 April 2022 | Financial repression poses a major problem for the protection of savers: policymakers must act and stop using savers' cognitive biases to their detriment. Facts | On ...
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BETTER FINANCE response to the European Commission Consultation on the review of suitability and appropriateness assessments

The European Commission proposes to replace the current suitability-appropriateness duality in the MiFID II and insurance distribution Directives, with a new, unique, and standardised suitability regime for all categories of ...
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BETTER FINANCE answer to EIOPA Consultation Paper regarding draft Advice on certain aspects relating to retail investor

INTRODUCTORY EXPLANATIONS (for non-professional readers) European Union (EU) authorities aim to improve the conditions of saving and investing in capital markets for EU households through several regulatory and supervisory actions ...
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Evidence Paper on Banning Inducements

BETTER FINANCE presents its Evidence Paper on Banning Inducements in retail investment services. BETTER FINANCE screened available evidence (literature, surveys, experiments, and data) on the effects of allowing vs banning ...
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Solvency Reports (SFCR) 2020 under examination Disruption of European Insurers in times of Financial Repression

In June 2021, the German Association of Insured (BdV), together with the analyst Carsten Zielke and the European consumer organisation BETTER FINANCE, presented the results of their analysis of the ...
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The Real Return 2021 – Country by Country

How to Get Value for Your Money when Charges and Inflation seriously Erode Pension Savings Across Europe?

For the ninth year in a row, BETTER FINANCE embarked on the herculean task of gathering all the data on long-term and pension savings in 17 EU Member States and ...
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Real Return of Long-Term and Pension Savings report | 2021 Edition

BETTER FINANCE published the ninth edition of its “Real Return of Long-Term and Pension Savings report | 2021 Edition”. Download the report in English for free here. Should you like ...
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