Our Research & Policy Aim

As a public interest organisation, BETTER FINANCE is committed to advancing the interests of individual investors and users of financial services throughout the European Union.

Our Goal

Our goal is to promote transparency, long-term value, and consumer protection in financial markets, ensuring that retail investors have a strong voice in policy discussions.

Our Approach

Working collaboratively with our member organisations, BETTER FINANCE undertakes rigorous analysis and research, engages in stakeholder consultations, and solicits expert contributions, resulting in well-informed, data-driven policy recommendations.

This approach ensures that EU financial regulations align with the interests of European citizens.

Explore Our Full Library of Publications

MiFID II: European individual investors again the losers of trialogue negotiations?

EuroFinUse’s German member organisation DSW sent out a letter to several MEPs to voice their concern related to the current status of the “trialogue” negotiations on the MiFID II Directive ...

Pensioners in the dark: no transparency in sight for life insurance products

Individual European investors and consumers are in danger of losing out as Regulations from Brussels aimed at protecting their interests are facing indefinite delay and drastic dilution ...

Retail Investors losing out to stalled legislation

The Regulation for a Key Information Document (KID) for Investment Products faces serious threats from within the European Parliament itself. The stalled financial package concerns a simple information document that ...
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Europe is setting up institutions specifically created for financial repression

For the first time Financial Repression was the topic of an international conference organised in Vienna, attended by prominent authorities from the world of finance ...
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EuroFinUse calls for more consistency in summary information for investors

The Economic and Monetary Affairs of the European Parliament (ECON) voted yesterday on the Regulation for a Key Information Document for investment products (formerly known as “PRIPs”). EuroFinUse praises the ...

EuroFinUse and IVA International Conference on Financial Repression: “The Lesser Evil or Institutionalised Theft?”

On October 18, EuroFinUse and the Austrian Shareholder Association (IVA) held an international conference on “The Financial Repression of Savers and Investors”, in Vienna. International authorities from the private and ...
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Industry representation still considerably outnumbers end-users in EIOPA stakeholder groups

On Friday 4 October 2013 EIOPA announced the appointment of the members of their stakeholder groups. Whilst reserving judgement until more information is available, EuroFinUse is cautiously optimistic about the ...
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EuroFinUse releases its research report on the real return of pension savings.

The European Federation of Financial Services Users releases its research report on the real return of pension savings. This research confirms, broadens and deepens the OECD 2012 Pensions Reportconclusions which ...

Parliament Vote on the Audit Reform: A Small Step in the Right Direction

The EU Parliament JURI Committee has voted on 26 April on the new proposals aimed at reforming the audit profession looking to increase audit quality and investor renew confidence in ...
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Cyprus bailout reinforces financial repression

EuroFinUse strongly opposes the bank crisis approach of holding depositors responsible for bank failures. We therefore welcome the clarification of Mr. Dijsselbloem, president of the Eurogroup, stating that -contrary to ...

For timely updates on our advocacy and regulatory positions, consult our press releases