BETTER FINANCE Applauds and Supports Proposed Ban on Sales Commissions Paid to Retail Distributors of Investment Products

BETTER FINANCE considers the recent proposal to ban “inducements” (commissions) in “retail” investment services to be a very significant milestone in investor protection and firmly urges EU Member States to ...
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BETTER FINANCE’s answers to DG FISMA’s Discussion Note on Value for Money

Would you agree with the assessment that certain products that are offered to consumers do not offer Value for Money? If yes: a) how significant a problem would you consider this ...
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Guide on Pension Awareness

Every year, BETTER FINANCE compiles the returns of private long-term and pension savings, so we can have an overview of how these products perform, compare them, and know their performances ...
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Simple Products for Retail Investors | What they look like vs What they should look like

Individual, non-professional investors have an increased appetite for investing in capital markets following the global health pandemic. Evidence in several jurisdictions shows that many new, young, and tech-savvy savers started ...
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European savers are set to lose hundreds of billions of euros in purchasing power in 2022 alone

21 April 2022 | Financial repression poses a major problem for the protection of savers: policymakers must act and stop using savers' cognitive biases to their detriment. Facts | On ...
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BETTER FINANCE response to the Consultation Paper Guidelines on certain aspects of the MiFID II suitability requirements

ESMA Consultation Paper Guidelines on certain aspects of the MiFID II suitability requirements.
  1. BETTER FINANCE highlights that the new concepts introduced by the recent regulatory amendments may be difficult ...
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Is the Trade Body of European Asset Managers Putting its Interests over End Investors?

Last week, the fund industry warned that “the EU is putting the interests of exchanges over investors”. A letter from EFAMA to the EU Authorities regarding the reform of EU ...
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BETTER FINANCE response to the European Commission Consultation on the review of suitability and appropriateness assessments

The European Commission proposes to replace the current suitability-appropriateness duality in the MiFID II and insurance distribution Directives, with a new, unique, and standardised suitability regime for all categories of ...
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BETTER FINANCE answer to EIOPA Consultation Paper regarding draft Advice on certain aspects relating to retail investor

INTRODUCTORY EXPLANATIONS (for non-professional readers) European Union (EU) authorities aim to improve the conditions of saving and investing in capital markets for EU households through several regulatory and supervisory actions ...
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