BETTER FINANCE was created in 2009 following the financial crisis to federate all individual investor organisations in Europe including shareholders but not limited to these. BETTER FINANCE also looks after the interests of investors  in fixed income securities  like bonds, in  investment funds, in  life insurance pension fund well as those investing in bank saving products.

Today, individual investors are mainly offered “packaged” products rather than securities (shares and bonds): 78 % of EU households’ financial assets are held through these packaged investment products (life insurance, pension funds, bank accounts, investment funds). Since the financial crisis of 2008 new EU regulations have improved the protection of individual investors, but Better finance believes much is left to be done to ensure a consistent level of protection, of conduct of business rules and of key information disclosures.

Investment returns reduced significantly by fees, ESMA finds

A report, presented by the pan-European financial regulator ESMA, the European Securities and Markets Authority, shows a significant drain on ...

Jack Bogle (May 8, 1929 – January 16, 2019)

Jack Bogle founded the Vanguard Group in 1975 as a non-profit mutual fund company exclusively owned by its clients with ...

BETTER FINANCE Feedback on Rules for Solvency of Insurers

BETTER FINANCE has been stressing for several years the crucial need for insurers to invest much more of their own ...

More ESG integration to achieve financial stability and higher returns?

The European Insurance and Occupational Pensions Authority (EIOPA) will analyse the exposure of European pension funds’ to “ESG” factors in ...

BETTER FINANCE’s response to the Joint Consultation Paper concerning amendments to the PRIIPs KID

BETTER FINANCE welcomes and appreciates the effort of the European Commission and of the European Supervisory Authorities to put forward ...

EU Auditors Up Ante in Fight with ECB Over Document Access

The European Union’s auditors are doubling down their fight with the European Central Bank, citing three occasions on which it ...

European Parliament takes Consumer and Investor Protection Seriously in Financial Supervision Reform

BETTER FINANCE welcomes the latest amendments adopted by the ECON Committee to the reform of the European System of Financial ...

Three ways the fund industry can address the trust deficit

Proxy advisers have been mired in controversy due to perceived conflicts of interest and doubts about the adequacy of their ...

CMU: progress and future

As BREXIT approaches, the loss of the main financial centre in the EU is also nearing. In such circumstances, the ...

The Real Return 2018 – Country by Country

The Real Return 2018 - Belgium The Real Return 2018 - Bulgaria The Real Return 2018 - Denmark The Real ...
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